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Home Authors Posts by Amy Livingston

Amy Livingston

Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including,, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.
Young Couple Opening Christmas Gift

20 Best Christmas Gift Ideas for Your Boyfriend (on Every Budget)

It's a bit of a stereotype to say that men aren't good at expressing their feelings. Still, stereotype or not, it's definitely true of some. And if the guy you're dating happens to be...
Christmas Gift Couple Girlfriend Surprise Tree Present

20 Best Christmas Gift Ideas for Your Girlfriend (on Every Budget)

Sigmund Freud once lamented that despite all his years studying the human psyche, there was one "great question" he'd never been able to answer. It was, "What does a woman want?" His problem, of course,...
Christmas Tree Holiday Budget Planning Expenses

How to Create a Holiday Budget and Stick to It

The silver bells of the holiday season can certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they expected to spend an average of $942 on holiday gifts....
Shop Local Red Letters On Brown Tag

4 Ways to Shop Local and Support Small Businesses in the Economy

Suppose you've just accepted a new job in another state, and there are two nearby areas where you could live. The first is a nice-looking suburb with well-kept houses and neat green lawns. But...
Pastel Baking Set Pink Blue Pin Bowl Cupcake Cookie Cutter Whisk

30 Best Gift Ideas for Foodies (on Every Budget)

Chances are you know at least one person whose greatest passion in life is good food. Not only do they watch the Food Network religiously, they actually make the recipes they see on TV....
Computer Online Shopping Bags

10 Best Browser Extensions to Save Money While Shopping Online

Browser extensions are easy to install and can save you a lot of money on everyday purchases. All you have to do is install a browser extension, a plug-in that extends the capabilities of a Web browser such as Chrome, Firefox, or Internet Explorer. Extensions like Honey's browser plugin offers an Amazon price comparison feature while Coupon Cabin Sidekick offers cash back deals.
Roth 401k Postit Desk Cash

What Is a Roth 401(k) – Retirement Plan Rules & Limits

For years, the traditional 401(k) plan has been the most popular workplace retirement account. However, there's a new alternative that's been growing steadily in the past decade: the Roth 401(k). According to data from global...
Various Options Of Saving Piggy Bank Arrows Diversified Portfolio

How to Choose the Right Investments for Your 401(k) Plan Allocation

You've just started a new job, and one of the benefits it offers is a 401(k) plan. That's great news for you since this type of plan is one of the best ways to...
Black Friday Neon Sign

5 Black Friday Shopping Alternatives – Reasons to Stay Home & Still Save

The Friday after Thanksgiving, or Black Friday, is traditionally considered the kickoff to the holiday shopping season. That's less true today than it used to be, with many stores unveiling their holiday deals well...
Important Documents File

How Long to Keep Important Documents (and What You Can Shred)

Just a decade or two ago, people were predicting that the society of the 21st century would be paperless. Everything from work documents to electric bills would exist strictly in digital form, and the...
Credit Monitoring Robber Thief Reaching Through Laptop To Steal Hacking Identity Theft

Should You Pay for a Credit Monitoring Service to Protect Yourself?

In 2017, credit bureau Equifax announced hackers had broken into its servers and gained access to the personal information of over 140 million people, putting them at risk of identity theft. In the wake of the attack,...
Credit Monitoring Woman Computer

9 Best Credit Monitoring Services – Free & Paid

In the summer of 2019, I got an email with some good news. As one of the millions of people whose personal information the 2017 Equifax data breach exposed, I was entitled to compensation from...