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G. Brian Davis

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G. Brian Davis is a real estate investor, personal finance writer, and travel addict mildly obsessed with FIRE. He spends nine months of the year in Abu Dhabi, and splits the rest of the year between his hometown of Baltimore and traveling the world.
Home Money Investing Saving

The Pros & Cons of Offering Owner Financing (When You Sell Your Home)

Offering seller financing when you sell a home lets you act as the bank for the buyer’s mortgage. Seller financing may be the only way to sell a unique or difficult-to-finance property for what it’s worth. Is seller financing right for you? Read on to learn about the risks and rewards.
Year Mortgage Comparison

15-Year vs. 30-Year Mortgage – Comparison, Pros & Cons

Buying a home comes with many decisions, among them the loan term you want. Should you choose a shorter loan term with higher minimum monthly payments or a longer loan term with smaller payments? Learn the differences between a 15-year and a 30-year mortgage, and the pros and cons of either option.
Self Directed Ira Rules

Self-Directed IRA Definition – Pros & Cons, Prohibited Investments

Self-directed IRAs offer flexibility to enjoy tax benefits while investing in alternative assets such as real estate and franchises. But they come with significant restrictions and cumbersome administrative hurdles. Learn more about self-directed IRAs and their pros, cons, and limitations.
Man Woman Couple Stressed About Bills Mortgage

What to Do If You Fall Behind on Your Mortgage Payments

It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.
Estate Planning Wooden Plank City Skyscape Background

Wills vs. Trusts – What’s the Difference?

Dying intestate — without an estate plan — leaves behind a nightmare for your loved ones. That means you need to create detailed legally binding instructions for your estate in the form of a will or living trust. But which do you need? Or should you have both?
Personal Household Budgeting Categories

Personal & Household Budgeting Categories – 17 Expenses to Include

Not everyone follows a strict budget, but you need some kind of system to make sure you have enough money each month to cover your major personal and household expenses. Here are the most common budget categories — and how to bridge the gap between your current spending and your ideal target budget.
Cycle Market Investing Emotions

Why Emotion Is the Enemy of Investing – How to Avoid Herd Psychology

Your emotions can get in the way of earning strong returns on your investments. In fact, removing emotion from your investment decisions can increase your returns by up to 23% over 10 years. But to do that, you first have to know what motivates you to make emotional decisions.
Retirement Jar Cash Savings Investment Funds

Should I Cash Out My Retirement Account to Pay Off Debt?

It’s hard to get ahead when thousands of dollars in debt is diverting your money and attention from investing and building wealth. That leaves many borrowers wondering if they should raid their retirement accounts. But that can come with a lot of downsides — and there are better alternatives.
Woman Calculating Home Mortgage Tax Financial Purchase Finance Real Estate

How to Buy a House With Bad Credit – 10 Steps to Get a...

Bad credit doesn’t mean you can’t own a home. But the worse your credit, the harder it is to qualify for an affordable loan. And just because you can buy a home even with poor credit doesn’t mean you should. Read on to learn what to consider when buying a home with less-than-perfect credit.
Hidden Expenses Raising Children

12 Hidden Costs of Raising a Child – Expenses Parents Should Budget For

Most of us know having kids comes with extra costs, such as clothing, food, and possibly college tuition. But kids require more than just food and clothes. There are hidden costs of raising a child many parents-to-be overlook. Here are some common expenses you should be sure to take into account.
Reduce Homeownership Costs

12 Ways to Reduce Homeownership Costs & Budget-Busting Expenses

Homeowners face an uphill battle against rising costs that gets steeper all the time. But homeowners do control many of their own housing expenses and have plenty of options to save money — particularly if you get creative. Read on to learn several creative ways to reduce your homeownership costs.
Bank Account Denied

5 Steps to Take When You’re Rejected From Opening a Bank Account

More than a quarter of U.S. households are either unbanked or underbanked. What are your best options if you’re not sure where to begin or if you’re denied for a bank account? Read on to learn about several account options and some alternatives to having an account at a traditional bank.