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Home Authors Posts by G. Brian Davis

G. Brian Davis

G. Brian Davis is a real estate investor, personal finance writer, and travel addict mildly obsessed with FIRE. He spends nine months of the year in Abu Dhabi, and splits the rest of the year between his hometown of Baltimore and traveling the world.
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Asset Allocation: Diversification & How Your Investments Should Change Over Time

I hear the question all the time from new investors: "I have some money, but what should I invest it in?" It's the first question a person asks when they find themselves with excess cash...
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Here’s How to Live 14 Years Longer – and How to Afford It

Want to live forever? Sweeping scientific research published in 2018 found that five specific behaviors extend life expectancy by 14 years for women and 12.2 years for men. Unfortunately, even as Americans are living longer,...
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Hard Money Loans for Renovations in Real Estate – Should You Get One?

Depending on who you ask, hard money loans are either the easiest and best source of funding for real estate investors or nightmare loans of last resort. Who's right? Hard money loans are neither inherently good...
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How to Become an Accredited Investor – Definition & Requirements

The rich really do have better investment opportunities than the rest of us. I remember the first time my money was turned down when I went to invest. I approached a hard money lender I...
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7 Ways to Invest in Real Estate Indirectly Without Holding Title

As a real estate investor and real estate entrepreneur, I'm a great believer in direct real estate ownership. But it's not for everyone. It's hard to buy an investment property if you have less than...
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10 Inexpensive Countries Where $2,000/Month Buys the Good Life

Who hasn't dreamed of standing up one day, telling off their boss, and storming out in a blaze of glory? Few of us ever do that, of course, because we need a paycheck to...
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How to Maximize Your Savings Rate – 12 Tips to Save More Money

You're probably familiar with the annoying adage that "it takes money to make money." There's a measure of truth in it. The more money you can put toward investments that generate passive income, the more...
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Outdated Money Advice – 12 Financial Assumptions You Should Reconsider

What was true 30 years ago isn't necessarily true today. Few people would agree that cassette tapes produce the best possible sound or legwarmers are the height of fashion. And like technology, fashion, cultural...
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How Older Employees Can Protect Against Layoffs & Forced Retirement

A multi-decade study by ProPublica and the Urban Institute found that over half (56%) of employees over 50 have been fired, forced to retire early, or otherwise pushed out of their jobs before they...
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Should You Rebalance Your Investment Portfolio? – Strategies to Consider

I hear it repeatedly from new investors: "I want to get more serious about my investments, but everything I read about investing sounds like a foreign language!" One of those new vocabulary terms that personal...
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12 Ways to Reduce Risk in Your Stock Investment Portfolio

Nervous about bear markets, crashes, and corrections? Equities offer outstanding returns in the long term, but their volatility can be terrifying in the short term, especially for new investors. Fortunately, investors have plenty of options...
Personal Development Concept Soaring Flying

10 Personal Development Lessons I’ve Learned From 200 Hours of Audiobooks

I've listened to a lot of personal development audiobooks over the years. Despite listening to hundreds of hours, I've always been reluctant to write about personal development. I like the tangibility of facts, stats, actionable...