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Brian Martucci

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Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.
Vantage Score Note

VantageScore vs FICO Credit Score – Differences & How They Affect You

Several key factors affect your credit score. Consumers need to work to keep up their score, which is easier for credit users familiar with the two most important consumer credit scoring models: FICO and VantageScore. Learn the differences between FICO and VantageScore and how they affect you.
Man Counting Cash Money

15 Best Rewards Checking Accounts of 2021

How does your bank or credit union checking account stack up to the most generous rewards checking accounts on the market? It might be time to shop around for one that makes it worthwhile to park your walking-around money in. These interest- and rewards-bearing accounts top our list.
Open A Bank Account Online Laptop Small Business

14 Best Small-Business Checking Accounts of 2021

Most business bank accounts impose transaction limits and demand hefty minimum balances to waive monthly fees, putting small businesses at a disadvantage. But the picture isn’t uniformly bleak. These small-business checking accounts have low minimum balance requirements and plenty of fringe benefits.
Boy Holding Credit Card Banking Kids

8 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for...

Do you remember your first bank account? I'll admit, my recollection is hazy. I probably wasn't older than 10 or 11, and I didn't do much with the account for the first few years of...
Senior Man On Computer Credit Card Online Banking

5 Best Checking Accounts for Seniors – Rates for 2021

Banks don’t market checking accounts to older adults quite as vigorously as they do to students, small-business owners, or general audiences, but senior-friendly checking accounts are more common than you might imagine. Which checking accounts offer the best fit for seniors? Here are our picks.
Pen Check Close Up

14 Best High-Yield Checking Accounts That Pay You Interest – Rates for 2021

An impressive number of online banks offer relatively high yields on checking accounts even though interest rates are currently low by historical standards. These are among the best high-yield checking accounts at American banks and credit unions right now.
Personal Loan Jars

Best Personal Loan Companies of 2021

Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting with a loan officer, and - assuming they didn't reject your...
Paycheck Protection Program Application Form

Paycheck Protection Program (PPP) – Guide for Small-Business Owners

The Small Business Administration is disbursing up to $349 billion in low-interest forgivable loans to many American small businesses, freelancers, and nonprofits through the Paycheck Protection Program. Find out if you qualify and how to apply before the money runs out.
Female Student Siting On Bench Checking Account Online Browsing

8 Best College Student Checking Accounts in 2021

If you’re a student looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. These are among the top FDIC-insured checking accounts for U.S.-based students.
Checking Account Writing Check Pen

7 Best Free Business Checking Accounts of 2021

Free checking accounts aren’t entirely absent from business banking. They’re just more difficult to find — which means small-business owners and solopreneurs need to know where to look. If you’re searching for a free business checking account for your small business, start your search here.
Old Books Piled For Donation

Where to Donate Used Books – 11 Best Places to Start

If you’re embarking on a decluttering campaign, you probably have loads of old books to offload. But don’t just throw them in the recycling bin — or worse, the garbage. Donate them to one of these organizations, which can rehome your used books to bring joy or knowledge to a new reader.
Covid Stimulus Money Cash

Second COVID-19 Economic Stimulus Payment – Eligibility & How to Get It

The U.S. government is sending another round of COVID-19 stimulus payments. The vast majority of American adults and children are eligible, but not everyone qualifies. Find out if and how you’ll receive your stimulus payment — and most important of all, when.