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Home Authors Posts by Brian Martucci

Brian Martucci

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Brian Martucci writes about credit cards, banking, insurance, travel, and more. When he's not investigating time- and money-saving strategies for Money Crashers readers, you can find him exploring his favorite trails or sampling a new cuisine. Reach him on Twitter @Brian_Martucci.
Reduce Rental Security Deposit Refund

12 Issues That Can Reduce Your Rental Security Deposit Refund

If you've ever lived in rental housing, you've almost certainly put down a security deposit. Every U.S. state permits landlords to collect security deposits from new tenants. Deposits typically range from one to two months' rent,...
Joint Bank Account Merging Finances Marriage

Opening a Joint Bank Account & Merging Finances After Marriage – Pros & Cons

Creating, managing, and sticking to a household budget requires a good deal of time and mental energy, even if you live by yourself and don't have expensive tastes. You need to account for your...
National Credit Union Administration

National Credit Union Administration (NCUA) – History, Role & Function

Since the financial crisis of the late 2000s, banks have become decidedly less friendly to consumers and small business owners. Even as they're raking in record profits and benefiting from new legal protections that lessen...
Title Insurance Cost Need

What Is Home Title Insurance – Policy Costs, Coverage & Need

When asked to name the most important type of real estate insurance, many homeowners confidently and without hesitation answer "homeowners insurance." After all, homeowners insurance policies protect against potentially huge financial losses due to...
Home Inspection Checklist Process Costs Tips

What Is a Home Inspection – Checklist, Process, Costs & Tips

The cost of housing varies widely from market to market. According to Zillow, Dallas's mid-2015 median home price sat near $126,000, up from about $91,000 three years earlier. By contrast, Zillow pegged San Francisco's...
Visa Clear Prepaid Program Key Learnings

The Visa Clear Prepaid Program – Key Learnings

Sponsorship Disclosure: A huge thanks to the Green Dot® Reloadable Prepaid Visa® Card and Visa Clear Prepaid for working with us to bring you this content. My 30-day challenge left me with some clear lessons that can...
Visa Clear Prepaid Card

Visa Clear Prepaid Card – Taking Part in the 30-Day Challenge

To experience the versatility and ease of my Green Dot® Reloadable Prepaid Visa® Card firsthand, I planned and participated in a 30-day challenge, sponsored by Visa Clear Prepaid and Green Dot, that required me...
Radiant Heating System Costs Benefits

What Is a Radiant Heating System – Costs, Benefits & Drawbacks

Outside of tropical climates, every dwelling requires a reliable source of artificial heat. Depending on the type of dwelling, geographical location, and the property owner's budget, heating systems take different forms: forced-air ducts connected to heat...
Buying Old House Problems Costs Benefits

Buying an Old House? – Common Problems, Hidden Costs & Benefits

America has lots of old houses. According to Eye on Housing, the average owner-occupied structure was about 37 years old in 2015. For reference, that's higher than the U.S. median age. More than 38%...
Bad Credit Score Negative Effects

7 Ways a Bad Credit Score Can Negatively Affect You – How to Track...

When you swipe a credit card or take out a loan to make a purchase, you probably don't think of the experience as a test of your personal integrity or reliability. You're more interested...
Use Reloadable Prepaid Cards

How to Use Reloadable Prepaid Cards for Budgeting and When It Makes Sense

Sponsorship Disclosure: A huge thanks to Green Dot and Visa Clear Prepaid for working with us to bring you this content. I'm the first to admit that I'm not always faithful to my personal budget. While I'm...
Dif Insurance Massachusetts

What Is DIF Insurance (Massachusetts Depositors Insurance Fund) – How It Works

If you have a bank account - or even if not - you've likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by...