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Home Authors Posts by David Bakke

David Bakke

David started his own personal finance blog, YourFinances101, in June of 2009 and published his first book on ways to save more and spend less called "Don't Be A Mule..." Since then he has been a regular contributor for Money Crashers. He lives just outside Atlanta, GA and most all of his free time is taken up by his amazing three year old son, Nicholas.
Be Mature Money Talking

When It Comes To Money, Don’t Act Like A Kid!

I spend every possible spare minute that I can with my three year old son. And it never ceases to amaze me the amount of special treatment that he gets. Sure, it is probably...

CheapOair Review – Cheap Airfare, Car Rentals, and Hotels

One thing that I have recently learned regarding online shopping for airfares, car rentals, and hotel reservations, is that no longer do the "heavy-hitters" always give you the best rates. There are a lot...

Iberia Bank Credit Cards Review – From Gold Cash Back Rewards to Platinum

I'd like to consider myself a connoisseur when it comes to credit cards. Since I have learned how to use credit responsibly in my life, I have found that I have had differing needs at...
throw away less food

Reduce Food Waste in America – Why You Need a Refrigerator Conscience

I'll get right to the point. I hate waste. I absolutely despise it. Specifically, food waste. So many of us do our best each week to save as much as we can at the grocery...
Win Fight Against City Hall

Can You Still Fight City Hall And Win?

There is this phrase from long ago that you can't fight city hall and win. Well, I am in the process of finding out if this is still true. Normally, my posts are geared towards...
Lose Weight Budget

How To Lose Weight on a Budget

So, summer time is here and if you haven't done so already, now might be the time to try to shed some of these unwanted pounds around your waist line. As always, there is...
Credit Cards Golden Rule

The Golden Rule of Credit Cards

I remember this day like it was yesterday. After many years without credit cards, there was finally a credit card company out there willing to take a chance on me. I was not completely...
Three Year Old Lessons

Lessons from a Three Year Old: Everybody Makes Mistakes

Kids say some pretty cute things. I think we can all agree on that. My three year old, Nicholas, is no exception. I have no idea where he gets some of the stuff that...

Minimizing Expenses: It’s Not What You Know, It’s Who You Know

Let's say for a moment that you were an expert in the following areas: computer repair, auto repair, insurance, mortgages, purchasing electronics, credit cards and your credit score. If that were the case, wouldn't life be...
Real Money Myths

Money Myths: The More You Make, The More You Spend

I remember my days back when I was about 7 or 8 years old.  I started my own business, so to speak, cutting grass in the neighborhood. I had just finished cutting a neighbor's...