Joshua Caucutt
Joshua Caucutt has a BS in Mathematics and a Master's degree in Nouthetic Counseling. He has published or written for several blogs and websites over the past decade. He is a long-term market follower, financial educator and especially interested in looking at money from a biblical point of view. Formerly known as "Stew" at Gather Little by Little, Josh writes under his own name at Money Crashers.
How to Pay Off Your Student Loans With Low-Interest Credit Cards
In November 2011, CNN reported that students who graduated from college in the past year did so with a record level of student loan debt - $25,250 per graduate. What is most worrisome is that...
What Is Gap Insurance Coverage for Cars – Is It Worth It?
A new car might be the worst investment in the world. Why? A new car loses 15% to 20% of its value the minute you drive it off the dealership lot! But this phenomenon...
Why You Should Stay Far Away From Tax Refund Anticipation Loans (RALs)
In recent years, all kinds of industries have jumped on the IRS tax refund bandwagon. More than half of Americans are issued refunds after filing their taxes, resulting in a profitable marketplace for a...
The 2 Real Reasons for Your Debt Problems and How to Fix Them
Do you try to cure the common cold by using the best nose tissues money can buy? Of course not. Though tissues help with symptoms, to avoid a cold, you have to go after...
3 Ways to Get Cash From a 0% APR Balance Transfer Credit Card Offer
Zero percent balance transfer credit cards offers are back. In the past few months, I've talked about how to best use a balance transfer, and I've offered tips for how to responsibly use 0%...
Why Stop Receiving Junk Mail? 4 Types of Junk Mail I Actually Like Getting
In another recent article here on Money Crashers, we offered some suggestions on how to opt out and get less junk mail coming to your house. You can even use websites like Catalog Choice...
Payroll Tax Holiday – Your Paycheck Withholding Reduced by 2% in 2011
American workers received a 2% pay raise this month (Jan '11). My paycheck is direct deposited into my checking account and when I logged into my bank account to see that it had been...
4 Ways To Utilize 0% APR Credit Card Balance Transfers
In my last post about balance transfer arbitrage, I pointed out that banks and credit card companies are once again offering 0% introductory rates on transferred balances. Several years ago, it was common to...
Balance Transfer Arbitrage: 0% Balance Transfers are Back
Several years ago, in a more naive financial universe, someone discovered the art of "balance transfer arbitrage," where you could basically take advantage of credit card companies offering 6-12 month 0% loans, put the...
