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Home Authors Posts by Joshua Caucutt

Joshua Caucutt

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Joshua Caucutt has a BS in Mathematics and a Master's degree in Nouthetic Counseling. He has published or written for several blogs and websites over the past decade. He is a long-term market follower, financial educator and especially interested in looking at money from a biblical point of view. Formerly known as "Stew" at Gather Little by Little, Josh writes under his own name at Money Crashers.
hand arrange wood letters student loan?

How to Pay Off Your Student Loans With Low-Interest Credit Cards

In November 2011, CNN reported that students who graduated from college in the past year did so with a record level of student loan debt - $25,250 per graduate.What is most worrisome is that...
Gap Insurance Cars Worth It

What Is Gap Insurance Coverage for Cars – Is It Worth It?

A new car might be the worst investment in the world. Why? A new car loses 15% to 20% of its value the minute you drive it off the dealership lot! But this phenomenon...
Tax Refund Anticipation Loan Rals

Why You Should Stay Far Away From Tax Refund Anticipation Loans (RALs)

In recent years, all kinds of industries have jumped on the IRS tax refund bandwagon.  More than half of Americans are issued refunds after filing their taxes, resulting in a profitable marketplace for a...
Irs Tax Refund Check

How Long Does It Take to Get My IRS Tax Refund? – Status &...

There are times even better than Christmas - like the day that you get your tax refund check. But unlike Christmas, you never know when that exact day will come.The good news is that...
young caucasian family having debt problems?

The 2 Real Reasons for Your Debt Problems and How to Fix Them

Do you try to cure the common cold by using the best nose tissues money can buy? Of course not. Though tissues help with symptoms, to avoid a cold, you have to go after...
Ways Get Cash 0 Apr Balance Transfer Offer

3 Ways to Get Cash From a 0% APR Balance Transfer Credit Card Offer

Zero percent balance transfer credit cards offers are back. In the past few months, I've talked about how to best use a balance transfer, and I've offered tips for how to responsibly use 0%...
Stop Receiving Junk Mail

Why Stop Receiving Junk Mail? 4 Types of Junk Mail I Actually Like Getting

In another recent article here on Money Crashers, we offered some suggestions on how to opt out and get less junk mail coming to your house. You can even use websites like Catalog Choice...
Payroll Tax Holiday

Payroll Tax Holiday – Your Paycheck Withholding Reduced by 2% in 2011

American workers received a 2% pay raise this month (Jan '11). My paycheck is direct deposited into my checking account and when I logged into my bank account to see that it had been...
Zero Apr Credit Card Balance Transfers

4 Ways To Utilize 0% APR Credit Card Balance Transfers

In my last post about balance transfer arbitrage, I pointed out that banks and credit card companies are once again offering 0% introductory rates on transferred balances. Several years ago, it was common to...
Zero Percent Balance Transfer Arbitrage

Balance Transfer Arbitrage: 0% Balance Transfers are Back

Several years ago, in a more naive financial universe, someone discovered the art of "balance transfer arbitrage," where you could basically take advantage of credit card companies offering 6-12 month 0% loans, put the...