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Home Authors Posts by Kira Botkin

Kira Botkin

Kira is a longtime blogger and serial entrepreneur who enjoys gardening, garage sales, and finding stray animals. She lives in Columbus, Ohio, where football is a distinct season, and by day runs a research study for people with multiple sclerosis. She hopes that the MoneyCrashers team can help you achieve your goals and live a great life.
Debt Addiction Defined

What Is Debt Addiction?

For many people, our personal demons show up in many areas of our life, including our finances. Some of us try to make ourselves feel better by buying things we don't need, ignoring our money...
Best Way Shop Smart

The Best Way To Shop Smart: Shop For Others

Recently, a local organization that I support held a food drive. We were given a grocery bag one holiday evening and asked to bring it back full of food the next week. Donating food...
Car Insurance Inclusions

What’s In Your Car Insurance?

When you buy car insurance, you're actually buying a whole bundle of different insurances for different situations, some of which don't apply to your own lifestyle and needs. Instead of buying various types of...
Car Tracker Save Auto Insurance

Would You Put A Tracker In Your Car To Save On Auto Insurance?

A new type of discount in auto insurance is being offered to customers of Progressive. It's known as a Snapshot device, which is plugged into your car's computer and provides real-time data on your...
Shopping Conscience Need

You Need a Shopping Conscience

I enjoy the "thrill of the hunt" when shopping, but sometimes by the time I've gotten home, I can't even remember what items I bought, nor why I thought they were a good idea!...
Stress Free Holiday Shopping

Stress Free Holiday Shopping: Make A List, Shop All Year, Start Now

I love buying presents for other people. It's essentially an excuse to shop but with a legitimate purpose. However, indiscriminate gift shopping doesn't get me very far unless I am targeted and organized. Given...
Can’t Afford Your Medication

What To Do When You Can’t Afford Your Medication

I work for a pharmacy and frequently hear that people have lost their insurance or are having trouble affording copays. As a result, some simply stop ordering their medication. If you're in a similar...
Be Good Friend While Broke

How To Be A Good Friend While Broke

 If you've had a major financial change lately, it can be hard to transition to a more frugal lifestyle, especially if going out with friends frequently includes dropping $50 or more. Believe me, I've...
Baby Shower Presents

Baby Shower Presents New Parents Will Actually Use

 I love shopping for babies. Everything's so cute and tiny and adorable. But most of the things that I'm drawn to aren't going to be very useful to the new parents. I got the...
How Kids Earn Money

One dime at a time: How I earned money as a kid

 As a child I had quite the entrepreneurial spirit. I set up many lemonade stands, a time-honored classic, but when one's mind is firmly set on a $19 stuffed Troll doll (seriously, it was...

Groupon Review – The Best Daily Deals In Your City

If you're a deal hunter, you'll love Groupon. Each day, Groupon, which is a free service, offers a different deal on something fun to do, good food, a new experience, or something you've always...
College Savings Plan

The Difference Between an ESA and a 529 College Savings Plan

If you've just had a child, then it's never too early to start thinking about their future. Sending a child to college is a huge expense, and many parents are unable to fund their...