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Home Authors Posts by Kristia Ludwick

Kristia Ludwick

Kristia writes about family finances, frugal living, and food at Family Balance Sheet. She spends her offline time raising her two daughters, helping her husband run a small business, and training for her first half-marathon.
Roast Whole Chicken Recipes

How to Roast a Whole Chicken – 4 Recipes to Save Time & Money

The smell of roasted chicken conjures many memories of Sunday dinners during my childhood. It was a family favorite. When I grew up, I thought roasting a chicken was too hard and labor intensive...
Easy Rice Beans Recipes

5 Cheap & Easy Rice and Beans Recipes

As food prices continue to rise, I am always looking for ways to control my budget without sacrificing the quality of food that I feed to my family. Rice and beans have been an affordable...
Kids Craft Ideas

10 Affordable & Green Arts and Crafts Ideas for Kids

Keeping kids entertained indoors can be a challenge. Finding fun activities for children in the summer, however, is not an issue. I send them outside and they play on the swing set or ride their bikes...
Family Meal Planning Tips Ideas

10 Family Meal Planning Tips & Ideas on a Budget

If your grocery spending has spiraled out of control, yet you often feel like you have "nothing" to eat, you can adapt meal planning to make every meal a success. With careful planning and...
Healthy Breakfast Food Ideas

12 Healthy Breakfast Food Ideas That Are Quick & Easy

You have five minutes before you need to head out the door to make it to work on time, and you haven't eaten anything for breakfast. Do you skip breakfast altogether, visit a drive-thru,...
Writing Job Resume Tips

How to Write a Great Resume for a Job – Tips & Examples

As a small business owner, when an applicant piques my interest with a good cover letter, I still need to see an impressive resume before setting up an interview. Your resume acts as the...
Write Cover Letter Job

How to Write a Good Cover Letter for a Job Resume

The job market is very competitive, with many determined applicants competing for the same job openings. As a small business owner and employer, I won't even consider reviewing your resume, if your cover letter...
Resume Cover Letter Application Mistakes

Top 21 Resume & Cover Letter Mistakes to Avoid

I am currently part of a small team charged with interviewing and hiring a new employee. We are seeking an individual with a specific skill set and strong background. As the resumes have come pouring in, I have been left in awe by the low quality of resumes, cover letters, and applications. I don't want to offend, but I don't even know why most of the applicants even bothered contacting us if they weren't willing to put some time and energy into applying