Lainie Petersen
Lainie Petersen holds master's degrees in Library and Information Science, Theological Studies, and Divinity, and spent five years working in regulatory compliance for a major education publisher. A lifetime Chicagoian, she recently spent almost a year living in the woods of Southern Oregon before deciding to head back home to her family and friends.
How to Deal With Unpaid Invoices From Clients – Strategies & Legal Options
According to a survey by the Freelancers Union, more than 70% of freelancers report having a nonpaying client. If you're a freelancer, you know that not being paid damages your bottom line, and can even ruin your...
Why You Still Need Paper Checks and How to Use Them Safely
Until about five years ago, I used to carry my checkbook everywhere. In fact, some of my purses even had a special compartment that provided easy access to my oft-used pad of checks. Nowadays, however,...
What Is Coworking – Pros & Cons, Hidden Costs of Shared Office Space
As telecommuting and freelancing become more common, coworking is turning into a viable alternative to working from home or a traditional office. While there are several advantages to coworking, including increased social interaction, access...
How to Identify Elder Financial Abuse – Types, Signs & Prevention
It seems that every few months, the media reports a case about an elderly person who was bilked out of his or her savings, investments, or home by an unscrupulous caretaker, family member, or...
How to Make the Best Use of Online Reviews of Products & Services
If you're planning on buying a computer, dining at a restaurant, or hiring a contractor, you're also probably planning to check out online reviews of the various options beforehand. While this can be a...
How to Save Money on Hair, Beauty & Nail Salon Services
While many people think of beauty and grooming services as frivolous expenditures, the truth is that your personal appearance can make a huge difference in your finances. When you look and feel attractive, you...
6 Home Office Organization Ideas & Tips
When you work at home, you are your own office manager. Computer malfunctions, working with utility repairers, and keeping your printer paper stocked is entirely your responsibility. If you work from home, it is essential...
Tips for Moving on a Budget – Guide to Packing & Moving Costs
Back in 2008, I began what was a series of five moves over the coming three years. Three of the moves were local, and two cross-country. During this time, I learned a great deal...
6 Inexpensive, Romantic Valentine’s Day Date Ideas
While you may not want to feel like a cheapskate on Valentine's Day, there are other things to consider - such as sticking to your budget and not adding to personal debt. It's important...
“The New Frugality” by Chris Farrell – Book Review
Difficult economic times are trying for everyone, making a gentle voice welcoming in a media atmosphere of harsh words, finger-pointing, and predictions of doom. Chris Farrell, author of "The New Frugality," is the economics editor...
Second-Hand Shopping: How to Save at Thrift Stores & Consignment Shops
Strategies such as extreme couponing, waiting for sales, and shopping at your local dollar store can save you money on products you need. But don't overlook the humble second-hand store as a great way...
6 Unforeseen Challenges of Working from Home – How to Avoid Home Business Doom
Home business ads consistently emphasize the dream of working from home in your pajamas and not having any boss but yourself. They also promise that you can earn "as much as you want, when...
