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Home Authors Posts by Mark Riddix

Mark Riddix

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Mark Riddix is the founder and president of an independent investment advisory firm that provides personalized investing and asset management consulting. Mark has written financial columns for Baltimore and Washington, D.C. area newspapers and is the author of the book, "Your Financial Playbook."
Gym Membership Contract

Negotiating A Gym Membership Contract

Has anyone else gone through the perils of joining a fitness center? Joining a gym can be an incredibly agonizing experience. I am speaking from experience. I went to a join a local fitness...
Credit Card Use Sense

When Does It Make Sense To Use A Credit Card?

In a perfect world you would never have to use a credit card for any purchases. Everything that you want could be paid for quickly and easily with cash from your bank account. Although...
Have Enough Money Retirement

Do You Have Enough Money For Retirement?

Not having enough money for retirement is a problem that plagues a lot of older Americans. Baby boomers have been especially affected by the elimination of pension plans and the drop in retirement benefits....
Things Always Price Increasing

4 Things That Are Always Increasing In Price

Wages, home prices, and the stock market have all been dropping over the past few years. The American consumer is seeing the U.S. dollar buy far less than it did just a decade ago....
Great Places Job Hunting

5 Great Places To Look For A Job

This past Friday we learned that the United States economy is losing jobs again. The US economy lost 125,000 jobs and the unemployment picture is looking bleaker than ever. Many Americans have grown tired...
New Economy Make Changes

4 Changes To Make In This New Economy

The current economic environment has forced millions of people to make changes to their financial plans. Lots of people have curbed their spending habits and pushed back their retirement age. Others are returning to...
4 Successful Business Must Haves

4 Things Your New Business Must Have

So, you have decided that you want to start a business. What should your first steps be and how should you get started? The initial planning steps for a business are often the most...
3 Overlooked Mistakes 401k Plan

3 Overlooked Mistakes That People Make With 401k Plans

There are a bunch of financial sites that offer lists of the mistakes that individuals make in retirement planning. Common mistakes mentioned are a lack of diversification, waiting too long to start saving, and...
Prefer Alternative Taxes

Would You Prefer Alternative Taxes To Paying Income Taxes?

April 15th is one of the most dreaded days on the calendar. It is the day when millions of Americans scramble to file their tax returns. You would be hard pressed to find anyone...
How Financial Reform Affects Us

How Will Financial Reform Affect You?

Congress is currently considering implementing a huge financial reform bill. They have spent well over a year debating all of the aspects of financial reform. We all know that one of the main issues...
Pay Mortgage Before Credit Card

3 Reasons Why You Should Pay The Mortgage Before Your Credit Card

I was reading a disturbing article the other day about people falling into financial trouble. Many individuals are making their credit card payments on time in lieu of paying their mortgage. With the housing...
Value Added Tax Opinion

What Is Your Opinion About A Value Added Tax?

In the midst of rising unemployment and a surging deficit, the United States government is thinking of ways to increase revenue in order to fund government programs. The government has been considering implementing a...