Many folks prefer to rent instead of own property, as there's less responsibility and expense when the unexpected happens. If you happen to be among the 36% of U.S. residents who rent (according to the National Multifamily Housing Council), one of your greatest safeguards is to own renters insurance.In the event that a flood, fire, or other natural disaster destroys not only your rental but also your personal property, renters insurance can help you get back on your feet. However, despite its obvious advantages, many people delay getting coverage because they don't understand how renters … [Read more...]
Melissa Rudy
5 Cheap Ways to Improve Your Rental Home Without Breaking the Lease
When you rent a property instead of owning it, it can be difficult to make the place feel like your own without violating the terms of your rental agreement. Fortunately, there are some simple, non-permanent ways to add a little personality and flair to your home without busting your budget. Start by reviewing your contract to see what is and isn't allowed, and ask your landlord's permission on anything that's unclear.Then, consider these non-permanent ways to freshen your space without frustrating your landlord or going broke. How to Spruce up Your Rental Home Review your contract, and … [Read more...]
9 Worst Home Improvement Projects That Decrease Resale Value
Homeowners make upgrades to their property for many reasons: cosmetic face-lifts, mechanical upgrades, and renovations with an eye toward boosting resale value. Regardless of your motivation, the most essential ingredients to your next project are research and smart choices - without them, you may end up with an inferior renovation and a lot of money lost.Before starting any home improvement project, review your market and see what has the best potential to make your property stand out. For example, if your neighborhood mostly consists of modest three-bedroom homes, adding a fourth bedroom … [Read more...]
20 Productive Habits of Wealthy & Successful People
The vast majority of rich people didn't get there by accident or luck. Accumulating wealth requires hard work, dedication, and - most importantly - maintaining a specific set of habits that foster prosperity. As Aristotle said, "We are what we repeatedly do. Excellence, then, is not an act, but a habit."If you're looking to train your focus in work and in life but don't know where to get started, these 20 habits of wealthy people can help illuminate your path to success. Common Habits of Rich & Successful People 1. Wake Up Early There are plenty of axioms about the benefits of … [Read more...]