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Home Authors Posts by Michelle Smith

Michelle Smith

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Michelle Smith is a highly driven freelance writer who loves to follow the trail of money, especially when it flows in her direction. She stays up-to-the minute on financial news and trends and is dedicated to helping others obtain and maintain financial security. She has written for numerous business, finance, and investment outlets, such as Dig Media, where she served as a Resource Reporter covering the precious metals, select minor metals, and diamond markets.
woman picking tomatoes

8 Home Gardening Tips & Ideas to Grow More & Reduce Waste

Food gardening was once viewed as an activity generally restricted to the elderly and country bumpkins. However, growing fruits, vegetables, berries, and herbs has become increasingly popular for many people. According to the National...
Retirement Planning Savings Mistakes Need

13 Retirement Planning & Savings Mistakes You Need to Avoid

Financial professionals have been sounding the alarm for a long time warning that a retirement crisis is coming. The National Council on Aging says more than 23 million Americans age 60 or over are...
Effects Inflation Loss Purchasing Power

6 Ways to Protect Yourself From the Effects of Inflation & Loss of Purchasing...

If you knew someone was coming to rob you, what would you do? Shrug off the threat, or take precautions to protect your interests?Unfortunately, inflation robs us all. It's a silent thief that whittles...
Things Becoming Less Affordable Middle Class

8 Things That Are Becoming Less Affordable for the Middle Class

We may think that an ever-advancing, high-tech society means our standard of living is improving. However, many people insist that the present-day quality of life isn't what it used to be - at least...
Savings Type Must Haves

3 Types of Savings You Should Have Right Now: Emergency, Retirement & Personal

Money is a leading cause of stress, there's no arguing it. The almighty dollar worries us more than work, family, and even our health, according to the American Psychological Association. Money-related stress isn't just...
Ideas Hanging Out With Friends

9 Ideas for Hanging Out With Friends on a Tight Budget

Ignoring a friend's phone call is a terrible thing to do, but I'll admit I've done it for financial reasons. It wasn't because I borrowed money I couldn't repay, nor was I worried a...
Negotiate Salary Job Benefits

How to Negotiate Your Salary & Job Benefits and Get More – 9 Crucial...

According to annual Salary.com surveys, only about half of the workforce negotiates their pay. The reason for this could be that prospective employees are scared of not being hired, while existing employees are worried about...