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Home Authors Posts by Sarah Graves

Sarah Graves

Sarah Graves, Ph.D. is a freelance writer specializing in personal finance, parenting, education, and creative entrepreneurship. She's also a college instructor of English and humanities. When not busy writing or teaching her students the proper use of a semicolon, you can find her hanging out with her awesome husband and adorable son watching way too many superhero movies.
Carved Pumpkings Bats Spiders On Stairs Front Porch Of House

35 DIY Outdoor Halloween Decoration Ideas That Are Cheap & Easy

Whether you’re planning to create a fun display for the neighborhood trick-or-treaters or just want to give your front porch a seasonal touch, you can decorate on a budget and still have the most impressive house on the block when you DIY your outdoor decor.
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25 Fun & Frugal Family Activities to Safely Celebrate Halloween With Kids

With a pandemic raging and the second wave already beginning in the U.S., the CDC has released guidelines for celebrating a safe Halloween that nix our favorite activities — at least without modification. But these safe and fun family activities keep the joy alive without killing your wallet.
Interior House Decorated Halloween Pumpkins Web Banner

35 DIY Indoor Halloween Decoration Ideas That Are Cheap & Easy

After dropping a load of cash on costumes, candy, and outdoor decor to spook trick-or-treaters, there may not be much left for haunting the inside of your home. That’s where easy do-it-yourself projects that don’t require a lot of time, materials, or money come in.
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50 Halloween Safety Tips – Celebrating During the COVID-19 Pandemic

Halloween’s a lot of fun. When else can you dress up as whoever or whatever you want and gorge yourself on candy? But if you’re unprepared for the safety pitfalls, the fun can quickly turn into a nightmare, especially in the era of COVID-19. Here’s how you can celebrate and keep your family safe.
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25 Tips to Save Money on Halloween Decorations This Year

From filling the lawn with creepy tombstones to piling pumpkins on the front porch, decorating for Halloween is a treat. It’s also one of the most significant expenses of celebrating the holiday. Fortunately, it’s possible to trick out your house, even on a tight budget.
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8 Ways Extreme Frugality & Chronic Under-Spending Can Cost You Money

Under-spending may seem more a virtue than a vice. After all, one of the necessary ingredients of building wealth is living on less than you make. But there's a crucial difference between being frugal and being a chronic under-spender. Chronic under-spending can cost you money - and happiness - over the long run.
Hand Holding One Dollar Bill

37 Best Things to Always Buy (and What to Avoid) at the Dollar Store

With finances being tight for many these days, people are giving dollar stores another look. But shopping at the dollar store is hit or miss. For as many money-saving deals as there are, there are some terrible ones too. But these tips on what to buy — and what not to — can save you a small fortune.
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17 Tips to Save Money on Cheap Halloween Candy for Trick-or-Treating

The price of candy for trick-or-treating is enough to scare off any Halloween shopper. We all want to be generous with every adorable princess, superhero, witch, and vampire that comes to our door. But we also don’t want to break the bank. So try these tricks to save on all your Halloween treats.
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9 Benefits of Working a Part-Time Job While in College

Working while in school has become the norm for college students. Although balancing a job with your studies can be difficult, there are several advantages to working while in school. Here’s a look at why working while in school can be beneficial for you.
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30 Best Jobs for College Students (Good Part-Time & Full-Time Options)

Working while in college is a reality for many students today, but thankfully, today’s gig economy and the prevalence of online jobs with flexible hours mean students aren’t limited to minimum wage incomes and strict schedules. Here are some of the best jobs to consider if you’re a college student.
Man Counting College Savings Tuition Bill Fund

What to Do With Your Undergrad Student Loans Before Grad School

If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
Little Children Halloween Costumes Pumpkins Trick Or Treat

28 Ways to Save on Cheap Halloween Costumes for Kids & Adults

In 2019, Americans spent $3.2 billion on Halloween costumes, often paying an average of $40 each. If you’ve got an entire family to buy for, that’s over $100. If the cost of costumes at the average retail store is beyond your budget, it’s time to look for ways to slash the expense.