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Home Authors Posts by TJ Porter

TJ Porter

TJ is a Boston-based writer who focuses on credit cards, credit, and bank accounts. When he's not writing about all things personal finance, he enjoys cooking, esports, soccer, hockey, and games of the video and board varieties.
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8 Best Investments to Make During a Recession With Volatile Markets

The outbreak of the COVID-19 pandemic in the first months of 2020 has led to a lot of U.S. market volatility. But there are still investment opportunities. Understanding what those opportunities are and how to take advantage of them can leave you poised to succeed when the economy returns to normal.
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7 Best Cash Management Accounts of 2020

A cash management account (CMA) lets investors manage their money and effortlessly transfer it to and from their investment account while earning interest. Some even come with debit cards, all but eliminating the need for a separate checking account. But which CMA is right for you?
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Tax-Loss Harvesting – Rules, Examples & How It Works

Tax-loss harvesting lets you use underperforming assets to lower your taxes. But managing your portfolio is complicated enough — is tax-loss harvesting even worth it? The short answer is yes. And advisory services leveraging modern technology can help you reap the benefits without the headache.
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IRA vs. 401(k) Differences – Which Retirement Plan Is Better?

When you're young, it feels like retirement is so far away. And there are competing priorities for your money, like vacations, saving for a house, or buying a new car. It's no surprise the Federal...
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Why You Need a Taxable Brokerage Account in Addition to an IRA & 401(k)

Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're perfect for retirement savings, you likely have things you want...