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Home Authors Posts by TJ Porter

TJ Porter

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TJ is a Boston-based writer who focuses on credit cards, credit, and bank accounts. When he's not writing about all things personal finance, he enjoys cooking, esports, soccer, hockey, and games of the video and board varieties.
Harvest Money

Tax-Loss Harvesting – Rules, Examples & How It Works

Tax-loss harvesting lets you use underperforming assets to lower your taxes. But managing your portfolio is complicated enough — is tax-loss harvesting even worth it? The short answer is yes. And advisory services leveraging modern technology can help you reap the benefits without the headache.
Planning Analyzing Graphs Notebook Coffee Laptop

7 Best Cash Management Accounts of 2020

A cash management account (CMA) lets investors manage their money and effortlessly transfer it to and from their investment account while earning interest. Some even come with debit cards, all but eliminating the need for a separate checking account. But which CMA is right for you?
401k Vs Ira Question

IRA vs. 401(k) Differences – Which Retirement Plan Is Better?

When you're young, it feels like retirement is so far away. And there are competing priorities for your money, like vacations, saving for a house, or buying a new car. It's no surprise the Federal...
Open Brokerage Account

Why You Need a Taxable Brokerage Account in Addition to an IRA & 401(k)

Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're perfect for retirement savings, you likely have things you want...