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TJ Porter

TJ is a Boston-based writer who focuses on credit cards, credit, and bank accounts. When he's not writing about all things personal finance, he enjoys cooking, esports, soccer, hockey, and games of the video and board varieties.
Dividend Reinvestment Plan Post It Neon

Dividend Reinvestment Plans (DRIPs) – What They Are & Why to Invest

Dividends let investors turn their portfolio into a source of income, but not everyone wants to get cash out of their investments — some would prefer to reinvest their profits. Dividend reinvestment plans (DRIPs) can help investors do that. Read on to learn about DRIPs and what they offer investors.
Gross Domestic Product Gdp Cash Pile

What Is Gross Domestic Product (GDP) – Definition & Calculations

Gross domestic product (GDP) is one of the most common measures of the economy for any nation. It is an important calculation but doesn’t always tell the whole story. Read on for a primer about what gross domestic product is, how it’s calculated, its limitations, and why GDP should matter to you.
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How to Trade Stock Options – Basic Call & Put Strategies Explained

Options are a type of derivative investors can use to execute complex trading strategies or to leverage their portfolios. Call and put options are the two most common options. Learn how they work, how you can trade stock options, and what the risks are.
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7 Best Cash Management Accounts of 2021

A cash management account (CMA) lets investors manage their money and effortlessly transfer it to and from their investment account while earning interest. Some even come with debit cards, all but eliminating the need for a separate checking account. But which CMA is right for you?
Long Term Investment Time

7 Best Long-Term Investments to Buy Right Now in 2021

Investing is one of the best ways to take the money you have now and to grow it into a larger balance that you can use to accomplish long-term financial goals such as buying a house, helping children pay for college, or retiring. Here are some of the best long-term investments you can make today.
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How to Make the Best Gourmet Coffee Recipes At Home

A quick cup of coffee is a good way to get your caffeine fix, but sometimes you want something more luxurious or gourmet than a basic cup of joe. Find out how to make the best gourmet coffee recipes at home — it’s easier than you might think, and it can save you a lot of money and be a lot of fun.
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5 Best Micro-Investing Apps to Buy Stocks with Your Spare Change

Micro-investing is a way to get started investing with a small balance, often as little as $1. Over time, you can build up your savings and move on to investing outside of micro-investing apps. These micro-investing apps are the best to get you started.
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401(k) Employer Match & Vesting Schedule – How It Works

Having an employer make matching contributions to your retirement account is a common and valuable perk. But the money your employer adds to your 401(k) might not be yours right away; often, it’s subject to vesting. What is vesting and how does it impact your retirement savings? Read on to learn more.
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Why You Need a Taxable Brokerage Account in Addition to an IRA & 401(k)

Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're perfect for retirement savings, you likely have things you want...
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4 Best Budget Laptops Under $850 in 2021

Laptops can be expensive, but they don’t have to cost an arm and a leg. You can buy a perfectly serviceable computer without having to break the bank. Learn about what basic specifications you should look for in an inexpensive laptop, and find out the best budget laptops you can find for under $850.
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IRA vs. 401(k) Differences – Which Retirement Plan Is Better?

When you’re planning for your retirement, understanding how 401(k)s and IRAs work is essential. Each has an important place in your retirement saving strategy, and using them to their full potential can help you build your retirement nest egg. Here’s what you need to know.
Harvest Money

Tax-Loss Harvesting – Rules, Examples & How It Works

Tax-loss harvesting lets you use underperforming assets to lower your taxes. But managing your portfolio is complicated enough — is tax-loss harvesting even worth it? The short answer is yes. And advisory services leveraging modern technology can help you reap the benefits without the headache.