Advertiser Disclosure
Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

9 Best Business Bank Account Promotions & Offers – October 2021


FEATURED PROMOTION


Dig Deeper

Additional Resources

27 Best New Bank Account Promotions & Offers - October 2021
High School Grads: Start College in Fall 2021 or Take a Gap Year?
9 Best Business Bank Account Promotions & Offers - October 2021
6 Best Tech Stocks to Buy in 2021
15 Tips for Shopping for Fresh Produce at Local Farmers Markets

Most of the best bank account promotions on the market right now cater exclusively to consumers. Indeed, many of the United States’ best online banks seem to favor personal account holders rather than business owners.

But not all banks give business owners short shrift. If you’re a small-business owner, solopreneur, or freelancer, you just need to know where to look to find potentially lucrative credit union and bank account bonuses and referral opportunities.

Let this list guide you to entrepreneur-friendly banks and credit unions hungry enough for your business to pay you for it.

Best Business Bank Account Bonuses (October 2021)

These are the best business bank promotions this month. Unless otherwise noted, all are available to businesses of all sizes, including sole proprietors and freelancers without formal incorporation.

However, business checking and savings accounts impose minimum balance requirements, monthly maintenance fees, and other requirements or restrictions that can impact their suitability.

And all accounts must be open and in good standing when the bonus is paid.


1. Chase Business Complete Banking (Chase Business Complete Checking) – $300 Bonus

Chase Bank Logo

A very attractive offer awaits Chase-curious entrepreneurs, including sole proprietors new to Chase Business Complete Banking: $300 for new Chase Business Complete Checking customers who open an account online or in-person and complete qualifying activities. This offer is valid through Jan. 20, 2022.

It’s not difficult to qualify for this opportunity. All you need to do is open a new Chase Business Complete Checking account with qualifying activities (described at the link above).

No minimum opening deposit is required. Once your Chase business checking account is open, you’ll have multiple ways to waive the $15 monthly service fee.

Chase has ATMs and branches in the following states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, LA, MA, MI, NV, NJ, NY, OH, OK, OR, TX, UT, WA, WV, WI. This offer is available online nationwide, except for residents of AK, HI, and Puerto Rico.

Apply Now


2. Axos Bank Basic Business Checking — $100 Cash Bonus

Axos Bank Logo

Open a new Axos Bank Basic Business Checking account by the offer end date using the promo code “EARN100” to earn a $100 welcome bonus. Here’s how it works:

  • Apply for your new Axos Bank Basic Business Checking account by the offer end date with a minimum opening deposit of $1,000.
  • Maintain an average daily balance of at least $5,000 during the first three months (new funds only).
  • You’ll receive your $100 cash bonus in your new checking account within five business days of your third statement cycle date.

This is a truly free business checking account with great perks for account holders.

For more information, read our Axos Bank review.

Learn More


3. Brex Cash — Up to 50,000 Bonus Points

Brex Logo

Open a new Brex Cash account and spend $3,500 in purchases within 30 days to earn 30,000 bonus points. Or spend $9,000 in purchases within 30 days to earn 50,000 bonus points — it’s up to you.

This is a truly fee-free business account that earns cash back on eligible purchases. So, you can look forward to no account fees or minimum daily balance requirements, a generous ongoing rewards program, and value-added perks worth $150,000.

Learn More

*Brex Treasury LLC is not a bank; Brex Cash is not a bank account.


4. NorthOne Business Banking (NorthOne Deposit Account)

Northone Logo 11 2 20

Open a new NorthOne Business Banking account (NorthOne deposit account) to take advantage of a limited-time bonus opportunity available exclusively to Money Crashers readers: one month of free business banking.

That’s a $10 value — NorthOne’s customary monthly maintenance fee for business banking customers. To get the bonus, simply open your account using the link above or below.

This offer expires April 26, 2022. It’s valid only for new customers who haven’t been approved for a NorthOne deposit account in the past 48 months. The account maintenance fee waiver doesn’t apply to other fees NorthOne may charge, such as overdraft, insufficient funds fees, and wire transfer fees.

Learn More


5. Huntington Unlimited Plus Business Checking — $750 Bonus Cash

Huntington Bank

Open a new Huntington National Bank Unlimited Plus Business Checking account by Nov. 7, 2021, for the opportunity to earn $750 in bonus cash. Here’s how the promotion works:

  • Open your new account by Nov. 7, 2021.
  • Deposit at least $20,000 in new money within 60 days of account opening.
  • Keep your account open for at least 90 days.

Once you’ve completed these requirements, you should receive the $750 bonus in your account within 14 days.

Moving forward, the $40 monthly maintenance fee is waived for the duration of 2020 and thereafter when you maintain at least $50,000 in combined deposit relationship balances across all eligible Huntington accounts.

“New money” is defined as any funds not currently deposited in any Huntington account, except maturing business CDs.

This offer is available in states where Huntington has physical branch locations, including IL, IN, KY, MI, OH, PA, and WV.

Apply Now


6. Huntington Unlimited Business Checking — $400 Bonus Cash

Huntington Bank

Open a new Huntington National Bank Unlimited Business Checking account by Nov. 7, 2021, and you could earn $400 in bonus cash. Here’s how to take advantage of this opportunity:

  • Open your new account by Nov. 7, 2021.
  • Deposit at least $5,000 in new money within 60 days of account opening.
  • Keep your account open for at least 90 days.

You’ll receive the $400 bonus in your account within 14 days after completing these requirements.

Once your account is open, you’ll have the $20 monthly maintenance fee waived for the duration of 2020.

After that, maintain a combined deposit relationship balance (across all eligible accounts held with Huntington) of at least $20,000 to maintain the waiver in any given statement cycle.

Bonus-qualifying funds must not currently be on deposit with Huntington, save for, maturing business CDs.

This offer is available in states where Huntington Bank has physical branch locations, including IL, IN, KY, MI, OH, PA, and WV.

Apply Now


7. Huntington Business Checking 100 — $200 Bonus Cash

Huntington Bank

Open a new Huntington National Bank Business Checking 100 account by Nov. 7, 2021, for the opportunity to earn $200 in bonus cash. Here’s how this bonus opportunity works:

  • Open your new account by Nov. 7, 2021.
  • Deposit at least $5,000 in new money within 60 days of account opening.
  • Keep your account open for at least 90 days.

You should receive the $200 bonus in your account within 14 days after completing the requirements.

This account has a $3 monthly maintenance fee that’s easy to waive by signing up for e-statements. “New money” is defined as any funds not currently deposited in any Huntington account, other than maturing business CDs.

This offer is available in states where Huntington has physical branch locations, including IL, IN, KY, MI, OH, PA, and WV.

Apply Now


8. PNC Bank Business Checking — Up to $500 Cash Bonus

Pnc Bank Logo

Open an eligible new PNC Bank business checking account (Business Checking or Business Checking Plus) by Dec. 31, 2021, for the opportunity to earn a $200 cash bonus. Here’s how the bonus offer works:

  • Open an eligible account by Dec. 31, 2021.
  • Maintain an average cycle balance (account balance) of $5,000 or more for each of the first three statement cycles.
  • Complete at least 20 total qualifying debit card transactions within the first three statement cycles.

Once you’ve completed the qualifying activities, you’ll receive a $200 cash bonus in your account within 90 days.

See the respective application pages for Business Checking and Business Checking Plus for more details on avoiding the monthly maintenance fees.

Alternatively, open a new Treasury Enterprise Plan or Analysis Business Checking account by Dec. 31, 2021, for the opportunity to earn a $500 bonus. All you need to do is maintain a minimum average balance of $30,000 throughout the first three statement cycles, and you’ll receive your bonus.

These offers are available nationwide. Limit one offer per customer.

Apply Now


9. SunTrust Business Checking — $200 Bonus Cash

Suntrust Logo

Open an eligible new SunTrust business checking account (Simple Business Checking, Primary Business Checking, or Business Advantage Plus) by the stated offer end date, for the opportunity to earn $200 bonus cash.

Here’s how the offer works:

  • Open your eligible new account by the stated offer end date.
  • Enroll in the offer at application.
  • Make cumulative qualifying deposits of $1,500 or more within 30 days of opening the account.

Once you’ve completed these activities, including the deposit requirement, you’ll receive your reward within eight weeks.

Moving forward, all eligible accounts waive monthly maintenance fees for the first two statement cycles. Refer to the offer page for information about avoiding each account’s monthly maintenance fees thereafter.

This offer is available in states where SunTrust has a physical branch presence and is limited to new customers only. Limit one offer per customer.

Apply Now


Final Word

Most of the banks mentioned here do not cater to small-business owners exclusively.

They also offer consumer accounts — in some cases, generous and expansive lineups that include free checking accounts, rewards checking accounts, CDs with above-average rates, money market accounts, and high-yield savings accounts that might just keep your emergency fund on pace with inflation.

Others offer cash-back credit cards, among other types of rewards-laden spending aids for individuals.

This matters. After all, every business owner is a person too — one with personal money management needs. That means every business owner needs a personal checking account, among other key personal banking relationships.

If you’d like that relationship to involve the same bank you choose for your business banking needs, perhaps one of these promotions will seal the deal.

FEATURED PROMOTION

Stay financially healthy with our weekly newsletter

FEATURED PROMOTION