What are the best grocery coupon and cash-back apps?
According to the United States Department of Agriculture, U.S. households spent 9.5% of their disposable income on food in 2019, with 4.9% being for food at home. Additionally, grocery store prices also saw a 3.5% increase between 2019 and 2020.
There’s nothing you can do to avoid food spending altogether. But you certainly don’t have to pay full price the next time you shop. There are numerous ways to save money on groceries, and you don’t need to sacrifice products you enjoy to find savings.
One effective way to reduce grocery costs is to use your smartphone. Apps that help you save on groceries have grown in popularity, which is excellent news for any frugal shopper. The next time you restock your kitchen, download a few money-saving grocery apps before heading out the door to start saving more.
The Best Apps to Save Money on Groceries
There are several app categories that help reduce grocery spending. Mobile coupon apps, grocery-store apps, and various cash-back rewards programs are popular examples. Using a combination of these apps and looking for in-store deals, you can maximize every dollar you spend on groceries.
1. Grocery Store Apps
The best way to save money on groceries is often to use store apps from your favorite grocers. Many supermarkets highlight in-store deals and coupons through a mobile app. Some stores even have loyalty programs that link to your mobile account, letting you redeem savings at the register.
Some of the best grocery store apps that have coupons and reward programs include:
If you stack a store rewards card with mobile coupons and deals, it’s even better. For example, if you do most of your grocery shopping at Kroger, you can sign up for the rewards debit card to save 2% on Kroger brands and earn fuel rewards. Target also has a mobile app that highlights coupons and store promotions, and you can shop with a Target RedCard to get 5% off most in-store and online purchases.
Between in-app coupons and your rewards card, you’re already starting to reduce your grocery bill without having to change stores.
Upside is one of the most versatile cash-back apps around. It has more than 50,000 retail partners, including big supermarket chains:
- Piggly Wiggly
- Save a Lot
- Gelson’s Markets
And major convenience store and service station chains:
- Circle K
- Phillips 66
And national eateries:
- Papa John’s
You get the idea. But Upside is about more than retail variety. It’s also incredibly easy to use, with no saved receipts or clipped coupons to worry about.
Upside’s rewards currency is easy to use and redeem too. Choose from PayPal cash, gift cards, or direct bank account deposits. And there’s no limit to how much you can stack Upside rewards with the credit card or debit card rewards you earn on the same purchases.
3. Fetch Rewards
Fetch Rewards is another receipt-scanning app for Android and iOS that works almost exactly like Ibotta. But while many Ibotta offers require shopping at a specific store, Fetch Rewards only requires buying specific brands to earn points. That means you can shop at your grocery store of choice without having to drive around town or miss out on offers from stores you never shop at.
Fetch Rewards partners with brands in several categories, including groceries, cosmetics, magazines, alcohol, and baby products. But groceries at the largest category, including recognizable brands like:
- Betty Crocker
- Oscar Mayer
Once you purchase products from a Fetch Rewards partner brand, you take a picture of your receipt with the app to verify your purchase. Points credit in your Fetch Rewards account after the receipt processes, which typically takes a few hours. You can redeem points for dozens of free gift cards, including Amazon, CVS, Burger King, Dunkin’, Old Navy, and Target.
Receipts that have at least one participating brand pay a minimum of 50 points, or $0.05. Additionally, Fetch Rewards has a page where you can find higher-paying special offers that pay bonus points. For example, special offers might pay 2,000 points ($2) for buying a pack of Tyson chicken breast or 1,000 points ($1) for buying McCain frozen smile potatoes.
One advantage of Fetch Rewards is that you only require 3,000 points, or $3, to redeem many gift cards. Realistically, that means you can enjoy your first reward within a shopping trip or two, depending on how many eligible brands and special offers you buy.
You won’t score massive discounts with Fetch Rewards, but it’s another simple app to save money on groceries if you don’t mind scanning your receipts. The redemption minimum is also one of the lowest out of all reward apps.
Read our Fetch Rewards review for more information.
Ibotta is another way to earn cash-back rewards for buying specific products from Ibotta partners. The app doesn’t focus on groceries. It also has deals for categories like health and beauty, travel, entertainment, and sports. But grocery delivery and rebate deals are still a significant portion of available offers.
Saving money with Ibotta takes four simple steps:
- Find Offers. Like other receipt-scanning apps, you preselect rebates before shopping. You can find rebates under the “find offers” tab within Ibotta and search by categories to narrow your search to groceries.
- Shop. After you select rebates, you’re ready to shop. Check Ibotta offers for any specific terms to ensure you buy the right brand, size, and quantity. Rebates often have specific requirements, and your purchase won’t credit if you make a mistake.
- Verify Purchase. Snap a photo of your receipt with the Ibotta app to verify your purchases.
- Redeem Cash Back. Ibotta deposits cash into your rewards account within 48 hours of submitting proof of purchase. You can cash out after reaching $20. Cash-out options include PayPal, Venmo, and gift cards to companies like Amazon, Starbucks, and Target.
Ibotta also lets you link store loyalty cards to your account to automatically earn for eligible purchases so you can skip selecting rebates. Loyalty card linking works at over 100 stores, including Hannaford, Meijer, and Wegmans.
Like other cash-back reward apps, it’s best to stack rebates with other discounts, like coupons or a cash-back credit card. For example, if you find an Ibotta rebate for $0.75 off Cliff Bars at Walmart, look for manufacturer coupons or Walmart store coupons for extra savings. If you then shop with the Capital One Walmart Rewards credit card, you’re maximizing your savings for that product.
It might take a few grocery trips to reach the $20 cash-out minimum. But Ibotta has some of the best offer variety and highest-paying rebates in the grocery rewards app industry, so it certainly has worthwhile saving potential.
Read our Ibotta review for all the details.
Coupons.com is a popular couponing website that’s essentially a database of free printable coupons and online promo codes. On the website, you can find and print coupons for a range of categories, including:
- Food and beverages
- Grocery stores
- Personal care products
- Cleaning supplies
- Baby and toddler supplies
- Health care
- Pet care
Coupons.com usually limits you to printing one or two of each coupon. It’s still an effective way to save, but if you want to earn rewards for grocery shopping, the Coupons.com app for Android or iOS is also worth using.
If you were a fan of SavingStar, Coupons.com acquired them in 2020. As such, through Coupons.com’s app, you can now earn cash-back rewards for buying specific offers, including groceries.
Simply activate rebates in the app by tapping on them, shop, and then take a picture of your receipt with the app to earn cash back. Alternatively, link store loyalty cards from companies like Publix or Safeway to automatically earn cash back for eligible purchases.
Unlike many reward apps, Coupons.com doesn’t have a minimum redemption requirement. You get paid through PayPal, and between paper and online coupons and cash-back rewards, Coupons.com is a comprehensive tool to save on groceries and everyday essentials.
One downside of many rebate apps is that you have to preselect products before shopping to earn rewards. That requires time, and if you forget to preselect offers before shopping, you don’t earn a penny.
Thankfully, Dosh takes the traditional rebate model and makes it passive. Once you link the credit and debit cards you shop with to your Dosh account, you automatically earn cash back for shopping at hundreds of Dosh partners. There’s no need to preselect offers or scan receipts since Dosh monitors your spending once you link your cards.
Dosh also works with popular grocery stores, warehouse clubs, and supplement stores like:
- Sam’s Club
- Uber Eats
Additionally, Dosh partners with numerous fast-food chains, clothing stores, and cosmetics companies and adds new partners regularly so you can earn for a variety of purchases.
You withdraw cash back once you reach $25. Redemption options include direct deposit, PayPal Cash, and Venmo. Cash-back rewards vary between brands and are subject to change. But you typically earn an additional 1% to 2% from most partners. Dosh rewards are also stackable with cash-back credit card rewards and coupons.
Exclusively shopping for groceries with Dosh means it will likely take months to reach $25. But if you use linked cards for all your spending, you can reach the $25 redemption minimum more quickly.
Dosh is free for Android and iOS. If you want a humble source of passive income that helps you save money on groceries and everyday purchases, Dosh deserves a spot on your smartphone.
Read our Dosh review for more information.
7. Checkout 51
With Checkout 51, you select rebates before shopping and upload receipts for proof of purchase. You can also link loyalty cards to your account from over a dozen partners, including Dollar General, Hannaford, H-E-B, Meijer, and Publix. It’s fairly similar to other reward apps.
However, Checkout 51 focuses on groceries for rebates and works at hundreds of stores, including:
- BJ’s Wholesale Club
- Whole Foods
Additionally, Checkout 51 has a pick-your-own-offer section where you choose grocery essentials like bread, eggs, and produce to earn cash-back rewards for buying. These rewards usually range from $0.25 to $1, but it’s nice to reliably earn cash back on grocery essentials alongside specific products from brand partners.
Checkout 51 offers update every Thursday at 12am. So during the week, you might find that certain offers disappear as more shoppers claim them. That means it’s essential to check for new rebates on Thursday morning, select them, and shop that day to earn rewards. (Don’t wait for the weekend since grocery prices are higher on the weekends and sales usually happen on Wednesdays and Thursdays.)
Overall, Checkout 51 rebates are competitive, and you can redeem many offers multiple times, which is useful if you bulk-shop. Checkout 51 has a $20 cash-out requirement and pays through check. PayPal payments are also coming to the app and are currently in testing.
Reward variety is a downside for this app, but grocery-specific rebates and offer variety still make Checkout 51 one of the best grocery rewards apps around.
Read our Checkout 51 review for all the details.
8. Receipt Hog
If you’re already saving receipts to scan with other apps, add Receipt Hog to your smartphone.
With Receipt Hog, you turn everyday receipts into rewards just by taking a photo of your receipts with the app. But the type of receipt you upload determines the reward you earn:
- Coin Receipts. Earn coins for uploading receipts for grocery stores, pharmacies, pet stores, dollar stores, supercenters, convenience stores, and alcohol stores. Coins are redeemable for free Amazon gift cards and PayPal cash.
- Spin Receipts. Receipt Hog has a slots game where you can earn bonus coins or cash prizes for getting lucky. Spin receipt categories include apparel, department stores, home goods, office supplies, and electronics. Spin receipts don’t pay coins, so you have to get lucky to earn with this receipt type.
- Sweepstake Receipts. Every receipt you scan grants you one entry into a monthly sweepstake where Receipt Hog gives out additional coins and cash prizes. You can also upload receipts from gas stations, restaurants, bars, and cafes for additional sweepstake entries.
Coin receipts are the most common type of receipt. You need 1,000 coins to redeem a $5 reward. Typically, receipts pay between five to 100 coins, with more expensive receipts paying a higher number of coins.
Realistically, it takes dozens of receipts to earn a $5 reward unless you get lucky on the slot game. But if you’re already scanning receipts with other apps, the extra 30 seconds of using Receipt Hog helps you save even more. And for non-grocery receipts, Receipt Hog provides the chance to at least earn something for scanning them versus throwing those receipts out.
Plus, there’s always the chance you get lucky with the slots or monthly sweepstake and earn a few hundred dollars’ worth of bonus coins.
9. The Coupons App
The Coupons App is a free couponing app that’s available for Android and iOS. While the app isn’t exclusively for grocery coupons, it’s still an immensely valuable tool to save on groceries and everyday shopping.
The app works with hundreds of retailers and lets you search, save, and use coupons right from your smartphone. You can also search for local deals and enable notifications to alert you when a nearby retailer has couponing opportunities.
But if you’re looking for an app to save money on groceries, The Coupons App has you covered. Several notable retailers the app regularly has coupons for include:
- Dollar Tree
- Family Dollar
- Whole Foods
Mobile coupons and weekly ads update daily to keep you in the loop about in-store deals. You can also create a grocery list within the app with the corresponding coupons you plan to use. If you frequently buy the same brands, you can set up tracking to receive brand-specific coupon notifications to ensure you don’t miss out on savings.
Other features include a gas-finder tool to save money on gas, an Amazon price tracker, and weekly cash giveaways.
The grocery list tool coupled with brand-specific coupon alerts is a useful money-saving combination. At the very least, it’s worth recreating your existing grocery list on The Coupons App and tracking coupons so you can passively collect coupons for your favorite brands.
Flipp brands itself as an all-in-one savings app and says users save an average of $45 per week. That translates to over $2,000 in annual savings, which is quite a bold claim for a free app to make.
But if you want to save money on a tight budget and maximize grocery store savings, Flipp is worth downloading. The app lets you browse thousands of digital flyers from more than 2,000 retailers to find weekly deals to build your grocery list with.
Plus, Flipp has several other money-saving features:
- Add Loyalty Cards. Save store loyalty cards to access during checkout to ensure you always earn points.
- Mobile Coupons. Find and save coupons to your store loyalty cards for easy use at checkout.
- Find Deals. Search for weekly flyer deals and trending offers on categories like groceries, household essentials, and electronics.
- Shopping Lists. Create a grocery list or general shopping list. Flipp automatically finds any corresponding deals for the products you add.
- Price Matching. Since Flipp provides access to thousands of flyers, you can search for specific products and compare prices between retailers. That makes it easy to price-match at checkout if the store allows price matching.
The price-matching feature is what makes Flipp so powerful. It’s difficult to manually track weekly flyers to find the best deals in town. With Flipp, all you have to do is search for specific products and compare flyer prices to see if there’s an opportunity to price-match.
For example, if you find strawberries are cheaper at Walmart but you prefer shopping at a nearby Target superstore, use Flipp to show the Walmart flyer and strawberry price when cashing out at Target. Since Target matches prices with Walmart on identical regularly priced products, you save money. It also lets you shop at your favorite store without worrying about missing deals at a grocery store across town.
It takes some time to look through the app for coupons and price-matching opportunities. But even using Flipp’s weekly ads section to find in-store deals at your favorite grocery store helps you save money without much effort.
11. Coupon Sherpa
If you want a grocery coupon app that keeps things simple, Coupon Sherpa is a perfect choice. This free app lets you access thousands of mobile coupons while on the go, and there are also hundreds of grocery coupons available at any given time.
Coupon Sherpa also lets you search for nearby stores with available coupons or search for store-specific coupons. These features are handy when planning an upcoming grocery trip, and the in-app coupon map highlights local stores with the most couponing opportunities for the day.
Coupons scan at the register from your smartphone, and there are online-only coupon codes as well. Popular grocery stores Coupon Sherpa usually has coupons for include:
- Food Lion
- Whole Foods
You won’t find extra features like weekly sales flyers or cash-back rewards, but that’s not Coupon Sherpa’s strength. Instead, Coupon Sherpa helps experienced and novice couponers quickly access coupons while on the go, ultimately saving time and money.
Sign Up for Coupon Sherpa
If you want the best of both worlds when it comes to coupons and cash-back rewards, BeFrugal is a must-use resource for savvy shoppers.
In terms of grocery coupons, BeFrugal partners with Coupons.com to provide a database of printable coupons. You can also access weekly ad flyers to find deals at companies like:
- Dollar General
- Family Dollar
- Shop ‘n Save Food
Admittedly, the coupons and flyer selection on BeFrugal isn’t incredibly comprehensive. However, according to BeFrugal, you can earn up to 40% cash back at more than 5,000 stores, which is what makes this platform stand out.
Earning cash back is also simple. Once you create a free BeFrugal account, you browse the website or Android and iOS app to find brands to shop. When you want to shop at a partner store, BeFrugal redirects you to their website. After you make a purchase, you earn cash back. If you use Rakuten, another popular cash-back rewards website, it’s the same process.
Cash back accumulates in your BeFrugal account once the retailer verifies your purchase, which typically takes around seven days. You withdraw cash back through check, direct deposit, PayPal, or Venmo or choose free gift cards to retailers like Amazon, Kohl’s, Starbucks, and Walmart. There’s no minimum requirement for direct deposit, PayPal, and Venmo. Most electronic gift card rewards start at $5. Cashing out by check requires $25.
Some notable grocery partners include:
- Sam’s Club
Instacart and Postmates are notable because online grocery shoppers can also use BeFrugal to earn cash back. Plus, new BeFrugal members get a $10 sign-up bonus if they earn cash back within one year of joining.
If you’re only looking for grocery coupons, other mobile apps are better choices. But for online grocery delivery and other online shopping, BeFrugal is a reliable way to score cash-back rewards and save. At the very least, use the $10 bonus to offset some of the delivery cost.
One common way to overspend on groceries is to let good food go to waste.
According to a 2020 study published in the American Journal of Agricultural Economics, the average U.S. family wastes an astonishing 31.9% of the food they buy. That translates to annual U.S. consumer food waste of approximately $240 billion (about $740 per person). And every time you waste food, you waste money, which also offsets any progress you’re making with your grocery savings.
Food waste is either a sign of overspending or a lack of meal planning. If you want to reduce food waste, the first step is to understand what’s in your kitchen and utilize every ingredient.
Thankfully, Mealime helps you stay on track with recipe planning, letting you shop efficiently. With Mealime, you plan weeks of meals in just a few minutes and can choose recipes to fit over 200 different preferences and dietary restrictions. You can also add your own recipes by importing recipes from website URLs, using the Mealime browser extension, or entering ingredients and directions manually.
Once you create a meal plan, a grocery list automatically generates to save even more time. Plus, since Mealime knows how many people you’re cooking for, its grocery lists reduce food waste by making sure you don’t over-shop, saving more money per year.
Mealime is available for Android and iOS. Most features are free, and the $5.99-per-month pro version provides nutritional information and exclusive recipes and lets you view your previous meal plans.
Ultimately, Mealime isn’t as comprehensive as meal-planning services like $5 Dinners that send out weekly hand-picked recipes to suit your tastes. But if you’re confident in the kitchen and want to simplify grocery shopping and avoid wasting food, Mealime is the perfect app.
Even reducing your food waste costs by $10 per month is $120 in annual savings. And you can take comfort knowing you’re being a more socially responsible consumer.
If you currently shop with paper coupons, SnipSnap is the perfect solution to simplify your life and to avoid forgetting coupons at home.
Once you download SnipSnap for Android or iOS, you take pictures of your paper coupons to transform them into digital coupons on your phone. You don’t have to waste time clipping coupons, and SnipSnap can digitize any printed coupon offer you have.
Additionally, SnipSnap has other helpful features:
- In-Store Reminders. SnipSnap sends a push notification if you enter a store and have eligible coupons you can use.
- Discover Feature. If you don’t have coupons, the discover tab lets you snip coupons from SnipSnap’s featured coupon catalog. You can also search its database to find store-specific coupons.
- Expiration Warnings. SnipSnap notifies you when your coupons are close to expiring.
- Store Success Rating. Check coupon success scores for different retailers to gauge how easy it is to redeem coupons at various retailers.
The in-store reminders feature is handy since it helps ensure you use as many coupons as possible when you shop, saving you more money. Plus, you can find digital coupons to avoid printing coupons, saving you money on ink.
Ultimately, SnipSnap is the modern version of a coupon book.
- Walking into specific stores
- Purchasing certain products and uploading a receipt with the Shopkick app
- Scanning product bar codes
- Watching videos
- Shopping online through the Shopkick app
- Linking your credit card to Shopkick and making purchases at eligible stores
A typical grocery trip with Shopkick might have several opportunities to earn. For example, you earn 15 kicks for walking into a Walmart, 10 kicks for scanning the bar code for Huggies diapers, and 120 kicks for buying a Shopkick offer of Jack Link’s beef jerky.
It takes 250 kicks to get to $1, and you can redeem most rewards at 500 kicks. Shopkick lets you redeem kicks for PayPal cash or free gift cards to retailers like:
- Best Buy
Rebate apps like Ibotta and Checkout 51 usually have higher-paying offers than Shopkick. But Shopkick is unique because you can earn rewards without spending money through tasks like walking into stores or scanning bar codes. If you want a versatile and potentially free way to save on groceries, you can stack Shopkick with other rewards apps to earn rewards even faster.
The most effective ways to save money on groceries start at home. Creating a family meal plan, reducing food waste, and getting creative with leftovers can help you make the most of what you buy. If you also shop at less expensive grocery stores, like Kroger instead of Whole Foods, you’re also taking steps to cut costs.
But apps that help you save money on groceries are worth using. You also don’t have to download every grocery app that’s out there. Diligently using one rewards app is better than downloading several apps you never open.
Pick one or several grocery apps that catch your eye and take an evening to create accounts for them.
You can also get creative and try other methods to save money at the grocery store and beyond. For example, Upside lets you earn cash back on gas and select grocery stores. Similarly, if you order groceries or meal delivery kits online, you can earn cash back by shopping with Rakuten.
Over time, you’ll discover which apps work best for your area and favorite stores and avoid paying full price ever again.