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14 Best Personal Loan Companies of 2021

No matter the reason you’re looking for a personal loan, you have many choices among lenders competing for your business. If you're in the market for a personal loan, here's a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers.
Best Secured Credit Cards

9 Best Secured Credit Cards to Rebuild Credit – Reviews &...

Millions of Americans have imperfect credit due to bankruptcy, foreclosure, crushing medical or student loan debts, and other financial black marks. A bad credit...
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10 Bad Financial Habits You Need to Break to Get Out...

Those experiencing chronic debt problems often share similar behaviors and financial habits. But if you catch them early, you can avoid trouble. And even if you’re already in the red, recognizing and adjusting these bad money habits can help you get back on track.
Woman Holding Cut Credit Card

How to Get Out of Credit Card Debt Fast – 6-Step...

If you carry a credit card balance from one month to the next or begin to fall behind, the average card’s interest rate makes it tough to get your head above water. If you find yourself struggling to pay off your balances, start with these six steps to pay off your credit cards once and for all.
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Should I Save Money to Invest or Pay Off Debt First?

“Should I invest or pay off debts first?” It’s a question that challenges the masses. For most people, the answer is a mix of aggressively paying off high-interest debt, making minimum payments on other debts, then reallocating the funds to tap into the market. Find out how to do it here.
Stop Being Ashamed Of Your Debt And Take Control

8 Tips to Stop Being Ashamed of Your Debt and Take...

People with problem debt often feel shame or guilt around it. But there’s nothing wrong with you. As with so much else in life, the first step is acknowledging you have a problem so you can start solving it. Here are tips you can take today to stop being ashamed of your debt and take control of it.
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Dave Ramsey’s 7 Baby Steps: Is It the Best Way to...

Financial guru Dave Ramsey’s “Baby Steps” are the perfect formula for the average person who isn’t terribly interested in personal finance. But they’re not one-size-fits all. Here’s what they recommend, how to tell if they’re right for you, and some alternatives to consider.
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How to Pay Off Your Student Loans With Low-Interest Credit Cards

Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.
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IRS Tax Evasion Fraud Definition & Penalties – What If You...

Admit it. At some point during tax season, you’ve likely had the thought: “What if I just don’t file?” Whether you skip filing or just don’t pay, that’s called tax evasion, and it can lead to stiff penalties and jail time. But you can prevent that sticky situation — even if you can’t afford to pay.
Credit Counseling Debt Management Plans

What Is Credit Counseling – How Debt Management Plans Work

There are a number of reasons people get into debt. Whether you've dealt with insufficient income and mounting bills for years, or face a new,...
Reasons Get Out Debt

17 Reasons Why You Should Get Out of Debt – Benefits...

Debt is a common fact of life in America today. According to a 2015 report from the Pew Charitable Trusts, roughly eight out of...
Debt Happened Learned Way Out

Debt Happened to Me – Here’s What I Learned on the...

I am working with Marcus by Goldman Sachs™ to help spread the word about Marcus loans. Debt can happen to anyone. I'm living proof. My debt...