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Loans

Refinance Block Letters Notebook Table

How to Refinance Your Home Mortgage – Step-by-Step Guide

Deciding to refinance your mortgage is only the beginning of the process. You’re far more likely to get a good deal when you understand what a mortgage refinance entails. From decision to closing, mortgage refinancing applicants pass through these four key stages.
Finger Clicking On Refinancing Keyboard House Mortgage Key

Pros & Cons of Refinancing Your Home Mortgage Loan

Like millions of other homeowners paying more than necessary each month, you can take advantage of current low interest rates by refinancing your mortgage loan. But it’s not always the best decision. Before you can decide, you need to know more about the pros and cons of refinancing.
Income Driven Repayment Plan

Income-Driven Repayment Plans – Pros & Cons of IDR for Student...

Income-driven repayment (IDR) plans can be a lifesaver for those seriously struggling with student loan debt. However, not everyone benefits from an IDR plan. Before you decide to enroll, carefully weigh the pros and cons against your own debt and income levels.
Pay Day Money Tag

15 Best Paycheck Advance Apps to Help You Make It to...

Many American workers have trouble making ends meet, which is why payday loans are such big business. Today’s popular personal finance apps that give you access to your paycheck a few days early may offer a better alternative. Here are the best paycheck advance apps to help you make it to payday.
What Is Invoice Factoring

What Is Invoice Factoring – Pros & Cons of Using for...

Some customers take ages to pay their bills. Invoice factoring can help some small businesses bridge the gap between sales and receivables and ensure ongoing cash flow. What is invoice factoring, and is it right for your small business? Learn more here.
Cosigning Loan Reasons Risks

Cosigning a Loan – Understanding the Reasons & Risks

Cosigning on a loan is a common way people try to help a friend or family member with poor or no credit. But before casually agreeing to cosign a loan, consider the risks. Cosigning a loan is no small favor, and you may be surprised when you learn what’s at stake for you.
Cash House Refinance Equity Down Payment Laptop Mortgage

Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One...

There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you.
Remove Inquiries Credit Report

How to Remove Hard Inquiries from Your Credit Report

Credit inquiries can reduce your credit score, which can be a big deal if you’re on the cusp of having good credit. Depending on your situation, you may be able to get some of those inquiries removed from your report. Learn how credit inquiries work and how to remove them from your credit report.
P2p Peer To Peer Lending Borrow

Peer-to-Peer (P2P) Lending – What It Is & How to Qualify...

Peer-to-peer (P2P) lending has become a hot topic in the personal finance community, offering borrowers a way to access loans from peer lenders rather than traditional banks. Learn about peer-to-peer lending, how to qualify for a P2P loan, and the pros and cons of borrowing through a P2P platform.
Home Money Investing Saving

The Pros & Cons of Offering Owner Financing (When You Sell...

Offering seller financing when you sell a home lets you act as the bank for the buyer’s mortgage. Seller financing may be the only way to sell a unique or difficult-to-finance property for what it’s worth. Is seller financing right for you? Read on to learn about the risks and rewards.
Year Mortgage Comparison

15-Year vs. 30-Year Mortgage – Comparison, Pros & Cons

Buying a home comes with many decisions, among them the loan term you want. Should you choose a shorter loan term with higher minimum monthly payments or a longer loan term with smaller payments? Learn the differences between a 15-year and a 30-year mortgage, and the pros and cons of either option.
Man Woman Couple Stressed About Bills Mortgage

What to Do If You Fall Behind on Your Mortgage Payments

It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.