Advertiser Disclosure
X

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

College & Education

Best Credit Cards College Students

9 Best Credit Cards for College Students – Reviews & Comparison

Most college students have limited experience with credit cards and other forms of credit. Accordingly, their credit histories are often thin or nonexistent. Therefore,...
Graduation Cap Cash College Cost

How to Afford & Pay for College as an Older Adult

Having a bachelor’s degree increases median earnings by 56% compared to having only a high school degree. If you’re an adult without a college degree, that’s a depressing reminder of what you’ve missed out on. But you can get that degree. The only difficulty is figuring out how to pay for it.
529 Plan College Savings Plan Cap Graduation

Does a 529 Plan Affect Financial Aid? – College Savings Plans...

A 529 plan can help cover the costs of a college education. But parents and students alike should understand the impact this account has on a student's financial aid eligibility. Here’s how to make sure you don’t hurt a student’s chances at federal funds when tuition bills come due.
Income Driven Repayment Plan

Income-Driven Repayment Plans – Pros & Cons of IDR for Student...

Income-driven repayment (IDR) plans can be a lifesaver for those seriously struggling with student loan debt. However, not everyone benefits from an IDR plan. Before you decide to enroll, carefully weigh the pros and cons against your own debt and income levels.
Graduate School Get Masters Degree

Is Graduate School Worth the Cost of the Degree?

With the amount of student loan debt in the United States inching past $1.5 trillion, there’s good reason to think twice about borrowing money in pursuit of more education. If you’re thinking about graduate school, consider these factors first.
jar with label college and money on the table

529 College Savings Plan – Best Way to Save for Your...

Not every parent has the means to help cover the cost of their child’s education. But for those who do, it’s never too early — or too late — to start. Investing in a 529 college savings plan is one of the most efficient ways to save for your kid’s college costs. Learn more about 529 plans here.
Employer Tuition Reimbursement Program

The Many Benefits of an Employer Tuition Reimbursement Program & Policy

Employees are your company’s most important asset, and a tuition reimbursement program is an employee perk that shows you’re invested in their long-term success. Read on to learn the benefits of offering an employer tuition reimbursement program and some common eligibility conditions you can set.
Gap Year Written On Rock Beach Travel

High School Grads: Start College in Fall 2021 or Take a...

Before committing to a traditional four-year college program, many high school graduates consider taking a gap year. Find out why you might consider a gap year, the risks of doing so, and a list of questions to ask yourself to help decide whether taking a year away from school is right for you.
Man Looking At Student Loan Papers

Should I Consolidate My Federal Student Loans? – When It Makes...

Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. And there are certain circumstances under which federal student loan consolidation makes sense. But it’s not right for everyone. Find out whether it’s the right strategy for you.
Student Loan Consolidation Note

How to Consolidate Federal Student Loans Into One Monthly Payment

If you’re one of the millions of Americans who’ve graduated with student loan debt, you're likely making multiple loan payments. It’s easy to feel overwhelmed by so many monthly payments. That’s where student loan consolidation comes in. But how do you do it, and what are your options?
Man Counting College Savings Tuition Bill Fund

What to Do With Your Undergrad Student Loans Before Grad School

If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
Young Woman Student Pointing To Credit Card Loan

How to Pay Off Your Student Loans With Low-Interest Credit Cards

Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.