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Best Secured Credit Cards

7 Best Secured Credit Cards to Rebuild Credit – Reviews &...

How's your credit these days? If you'd prefer not to answer that question, you're not alone. Millions of Americans have imperfect credit due to bankruptcy,...
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How Does Bankruptcy Affect Your Credit Score?

The main issue that discourages most people from filing bankruptcy is the detrimental effect is has on their credit. It's true that a bankruptcy...
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How to Pay Off Your Car Loan Early

Like most everyone, I hate debt, and the thought of paying off a car loan for a number of years has always left a bad...
Snowflaking Pay Down Debt

Debt Snowflaking – 25 Ways to Find Extra Money and Pay...

If you have debt, you may feel a sense of desperation and a desire to eliminate it as soon as possible. Reducing your monthly...
rental contract

6 Reasons to Buy a Car with Cash and Avoid Car...

Do Americans love their cars too much? Even as a car lover myself, I would argue yes. There is no other explanation for our...
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Should I Pay Off My Mortgage or Student Loans First?

Student loans and mortgage debt are often considered to be "good debt," as they are forms of debt you take on in order to...
Reasons Shouldnt Refinance Credit Card Debt

5 Reasons You Shouldn’t Refinance a Mortgage to Pay Credit Card...

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is...
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Should I Sell My Car to Get Out of Debt &...

How strong is your desire to get out of debt? What are you willing to give up, sell, or live without in order to...
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17 Reasons Why You Should Get Out of Debt – Benefits...

Debt is a common fact of life in America today. According to a 2015 report from the Pew Charitable Trusts, roughly eight out of...
Irs Tax Evasion Fraud Definition

IRS Tax Evasion Fraud Definition & Penalties – What Happens If...

Admit it. At some point during tax preparation, a dangerous thought may cross your mind: What if I just don't file? And while you...
Best Way Pay Off Debt

Best Way to Pay Off Debt – Snowball vs. Avalanche vs....

If you're like most Americans - about 80% of all Americans, according to The Pew Charitable Trusts - you have some form of debt....
Setting Long Term Personal Financial Goals

Setting Your Long Term Personal Financial Goals – Examples & Planning

January 1st has come and gone, and those New Year's resolutions you made are now a fading memory (admit it, the number on your...