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Tax Evasion Letters Desk Notebook Coffee

IRS Tax Evasion Fraud Definition & Penalties – What If You...

Admit it. At some point during tax season, you’ve likely had the thought: “What if I just don’t file?” Whether you skip filing or just don’t pay, that’s called tax evasion, and it can lead to stiff penalties and jail time. But you can prevent that sticky situation — even if you can’t afford to pay.
Steps Fixing Finances

The First (And Most Important) Step To Fixing Your Finances

I have had many conversations with many people in the past who have inquired about how to get out of debt. Most of these...
Hold Off Buying New Used Car

Should You Become a One Car Family?

One of the biggest expenses for any family is transportation. It seems that most families own as many cars as there are drivers, or...
Zombie Debt Collectors

Zombie Debt: What It Is and How to Deal with Collectors

If you've had debt in the past you couldn't pay, some of those accounts may have been written off as "uncollectable." In other words,...
Pros Cons Paying Off Debt Loans

Pros & Cons of Paying Off Your Adult Child’s Debt &...

It doesn't matter whether your kids are school-aged or fully grown adults - if they're in trouble, you've got their backs. However, if...
Tips Stop Being Ashamed Debt

6 Tips to Stop Being Ashamed of Your Debt and Take...

What would you be more embarrassed to shout from the rooftops: your weight or your credit score? For the general public, the answers are pretty...
Debt Addiction Defined

What Is Debt Addiction?

For many people, our personal demons show up in many areas of our life, including our finances. Some of us try to make ourselves feel...
Lightbulb Calculator Counting Money Idea Investing Business Planning

Should I Save Money to Invest or Pay Off Debt First?

“Should I invest or pay off debts first?” It’s a question that challenges the masses. For most people, the answer is a mix of aggressively paying off high-interest debt, making minimum payments on other debts, then reallocating the funds to tap into the market. Find out how to do it here.
Credit Card Debt Reduction

Credit Card Debt Reduction Story: How I Got My Minimums Reduced

For those of you who are on the uphill road of getting out of debt and working towards the light at the end of...
Chapter 13 Bankruptcy Filing Rules

What Is Chapter 13 Bankruptcy – Filing Rules & Information

Filing for Chapter 13 bankruptcy can stop creditor harassment, runaway interest rates and fees, and can provide you with a structured plan for paying...
Credit Counseling Debt Management Plans

What Is Credit Counseling – How Debt Management Plans Work

There are a number of reasons people get into debt. Whether you've dealt with insufficient income and mounting bills for years, or face a new,...
Signs Too Much Debt

6 Signs That You’re Carrying Too Much Debt

Many financial experts report that the average household carries at least $10,000 in credit card debt. In addition to this debt, many people take...