How to Get Out of an Upside Down Car Loan With...
In the housing industry, it's called "negative equity." In the automotive industry it's called being "upside down." In both cases, it means the same...
10 Reasons Why You Should NOT Lend Money to Friends &...
"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...
What Is a Home Construction Loan – Process & How to...
Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
Public Service Student Loan Forgiveness – Program Eligibility & How to...
My wife graduated from medical school with more than $300,000 in student loans to her name. During her three-year residency, some of that debt sat...
Cosigning a Loan – Understanding the Reasons & Risks
There's no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage loans,...
6 Tips to Get Approved for a Home Mortgage Loan
Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
How to Get a Seller to Pay Closing Costs When Buying...
Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
How to Pay Off Your Car Loan Early
Like most everyone, I hate debt, and the thought of paying off a car loan for a number of years has always left a bad...
What Is a Personal Loan – Pros & Cons of Getting...
The Lopez family was excited about finally getting to remodel their kitchen, something they'd been wanting to do for over a year. However, their excitement...
6 Reasons to Buy a Car with Cash and Avoid Car...
Do Americans love their cars too much? Even as a car lover myself, I would argue yes. There is no other explanation for our...
16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt
Student loan debt can be an albatross around the neck of recent graduates. Although the number of students with debt didn't increase by much between...
When Should I Refinance My Mortgage Loan?
Refinancing your mortgage can be a money-saving move, but not in every situation. Since there are costs associated with all refinances, sometimes getting a...
