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Understanding How Student Loan Debt Affects Your Credit Score

It can be hard for students and young people to build a good credit score. You need good credit to get a loan, but...

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

Student loan debt can be an albatross around the neck of recent graduates. Although the number of students with debt didn't increase by much between...

Lending Club Review – Peer-to-Peer (P2P) Financial Lending

Lending Club bills itself as the world's most popular peer-to-peer (P2P) lending network. As a classic example of the emerging sharing economy, the platform connects...

Cosigning a Loan – Understanding the Reasons & Risks

There are no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage...

What Is a Personal Loan – Pros & Cons of Getting...

The Lopez family was excited about finally getting to remodel their kitchen, something they'd been wanting to do for over a year. However, their excitement...

The 4 Best Cheap Online Grocery Shopping Stores

If you're too busy to get to the grocery store, there's many ways for the grocery store to come to you! Online grocery shopping...

Prosper Review – Online Loan Marketplace for Peer-to-Peer Lending

Prosper, a popular peer-to-peer (P2P) lending network that offers unsecured personal loans with terms of 3 or 5 years, has embraced the sharing economy with gusto. By matching individual borrowers...

How to Get Out of an Upside Down Car Loan With...

In the housing industry, it's called "negative equity." In the automotive industry it's called being "upside down." In both cases, it means the same...

What Is a Home Construction Loan – Process & How to...

Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...

What Is Private Mortgage Insurance (PMI) – How to Avoid Paying...

If you look at your monthly mortgage statement and see a line for "PMI," you're paying for private mortgage insurance. It probably costs you...

10 Reasons Why You Should NOT Lend Money to Friends &...

"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...