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Pay Day Money Tag

13 Best Paycheck Advance Apps to Help You Make It to...

If you sometimes feel like there's too much month at the end of your money, you're not alone. According to the 2016 National Financial Well-Being...
Cosigning Loan Reasons Risks

Cosigning a Loan – Understanding the Reasons & Risks

There's no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage loans,...
Student Loan Forgiveness Post It Marker

Is Student Loan Forgiveness Worth It? – Pros & Cons

Not all borrowers are likely to benefit from student loan forgiveness. In fact, the majority aren’t. And there may even be some significant downsides to it. If you’re considering forgiveness as a way to manage your student loan debt, here’s what you need to know.
Should Not Lend Money Friends Family

10 Reasons Why You Should NOT Lend Money to Friends &...

"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...
Home Construction Loan

What Is a Home Construction Loan – Process & How to...

Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
Personal Loans Pros Cons

What Is a Personal Loan – Pros & Cons of Getting...

The Lopez family was excited about finally getting to remodel their kitchen, something they'd been wanting to do for over a year. However, their excitement...
Upside Down Car Crash

How to Get Out of an Upside Down Car Loan With...

In the housing industry, it's called "negative equity." In the automotive industry it's called being "upside down." In both cases, it means the same...
6 Tips Home Mortgage Loan Approval

6 Tips to Get Approved for a Home Mortgage Loan

Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
Payday Loans Work

How Payday Loans Work – Biggest Dangers & 14 Better Alternatives

According to a survey by Bankrate, roughly 25% of Americans live paycheck to paycheck. The money they make just barely covers their day-to-day expenses,...
Student Debt Pile Mountain Of Cash Money

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
Home Seller Pays Closing Cost

How to Get a Seller to Pay Closing Costs When Buying...

Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
Personal Loan Jars

Best Personal Loan Companies of 2020

Back in the day, getting a personal loan meant schlepping to your local bank branch (or multiple banks, if you wanted to shop around), meeting...