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Pay Day Money Tag

10 Best Paycheck Advance Apps to Help You Make It to...

If you sometimes feel like there's too much month at the end of your money, you're not alone. According to the 2016 National Financial Well-Being...
Student Debt Pile Mountain Of Cash Money

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
Cosigning Loan Reasons Risks

Cosigning a Loan – Understanding the Reasons & Risks

There's no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage loans,...
6 Tips Home Mortgage Loan Approval

6 Tips to Get Approved for a Home Mortgage Loan

Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
Personal Loan Search Bar Laptop

7 Reasons to Get a Personal Loan – Benefits & Things...

Despite what you might hear from certain corners of the personal finance realm, debt is not the root of all evil. Financially responsible folks use...
Should Not Lend Money Friends Family

10 Reasons Why You Should NOT Lend Money to Friends &...

"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...
Home Seller Pays Closing Cost

How to Get a Seller to Pay Closing Costs When Buying...

Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
Home Construction Loan

What Is a Home Construction Loan – Process & How to...

Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
Upside Down Car Crash

How to Get Out of an Upside Down Car Loan With...

In the housing industry, it's called "negative equity." In the automotive industry it's called being "upside down." In both cases, it means the same...
Lending Money Family Friends

9 Tips for Lending Money to Family & Friends

Lending money to loved ones is often a bad idea because it puts your relationship in jeopardy. But when someone you love is in a...
Lending Money Rolled Up Cash Shark Predatory

How to Spot & Avoid Predatory Lending (& What to Do...

When the Robinsons decided to refinance their mortgage, a local bank offered them a tempting deal with low payments they could easily afford. However,...
Student Loan Forgiveness Post It Marker

Is Student Loan Forgiveness Worth It? – Pros & Cons

Not all borrowers are likely to benefit from student loan forgiveness. In fact, the majority aren’t. And there may even be some significant downsides to it. If you’re considering forgiveness as a way to manage your student loan debt, here’s what you need to know.