Cosigning a Loan – Understanding the Reasons & Risks
There's no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage loans,...
6 Tips to Get Approved for a Home Mortgage Loan
Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
FHA vs. VA vs. Conventional Mortgage Loans – How Are They...
If you're ready to buy a house, congratulations. You're one step closer to making what's likely to be the largest single purchase of your life...
10 Reasons Why You Should NOT Lend Money to Friends &...
"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...
16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt
Student loan debt can be an albatross around the neck of recent graduates. Although the number of students with debt didn't increase by much between...
What Is a Home Equity Line of Credit (HELOC) – How...
Suppose you're a homeowner with a hideous master bathroom. You'd like to remodel, but you don't see how you can afford it. According to HomeAdvisor,...
What Is a Home Construction Loan – Process & How to...
Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
What Is a Personal Loan – Pros & Cons of Getting...
The Lopez family was excited about finally getting to remodel their kitchen, something they'd been wanting to do for over a year. However, their excitement...
How to Get a Seller to Pay Closing Costs When Buying...
Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
6 Reasons to Buy a Car with Cash and Avoid Car...
Do Americans love their cars too much? Even as a car lover myself, I would argue yes. There is no other explanation for our...
How Payday Loans Work – Biggest Dangers & 14 Better Alternatives
According to a survey by Bankrate, roughly 25% of Americans live paycheck to paycheck. The money they make just barely covers their day-to-day expenses,...
5 Things to Do Next After Paying Off Your Student Loan...
I graduated with an MFA in 2008 and about $37,000 in debt from my master's and undergrad programs combined. For the next few years,...
