Cosigning a Loan – Understanding the Reasons & Risks
There's no denying the benefits of having a high credit score. It allows you to be eligible for credit cards, auto loans, mortgage loans,...
16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt
Student loan debt can be an albatross around the neck of recent graduates. Although the number of students with debt didn't increase by much between...
7 Reasons to Get a Personal Loan – Benefits & Things...
Despite what you might hear from certain corners of the personal finance realm, debt is not the root of all evil.
Financially responsible folks use...
How to Get a Seller to Pay Closing Costs When Buying...
Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
10 Reasons Why You Should NOT Lend Money to Friends &...
"Neither a borrower nor a lender be." These famous words came from Polonius, Shakespeare's chief counselor to King Claudius in Hamlet. As Polonius gives some fatherly advice...
What Is a Home Construction Loan – Process & How to...
Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
What Is a Personal Loan – Pros & Cons of Getting...
The Lopez family was excited about finally getting to remodel their kitchen, something they'd been wanting to do for over a year. However, their excitement...
6 Tips to Get Approved for a Home Mortgage Loan
Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
How to Defer Your Student Loans – 5 Options to Extend...
When I was in college, every semester I received a check from the federal government for text books and living expenses (read: beer). I...
Understanding How Student Loan Debt Affects Your Credit Score
It can be hard for students and young people to build a good credit score. You need good credit to get a loan, but...
How to Get Out of an Upside Down Car Loan With...
In the housing industry, it's called "negative equity." In the automotive industry it's called being "upside down." In both cases, it means the same...
What Is a Home Equity Line of Credit (HELOC) – How...
Suppose you're a homeowner with a hideous master bathroom. You'd like to remodel, but you don't see how you can afford it. According to HomeAdvisor,...
