Advertiser Disclosure
X

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Ppp Loan Chalkboard Chalk Cash

PPP Loan Repayment & Forgiveness – Common Questions Answered

The Paycheck Protection Program Flexibility Act allows borrowers to use up to 40% of their loans’ proceeds for certain nonpayroll expenses without jeopardizing forgiveness eligibility provided they use the remainder for payroll expenses. But many borrowers still have questions. Get the answers here.
Private Mortgage Insurance

What Is Private Mortgage Insurance (PMI) – How to Avoid Paying...

If you look at your monthly mortgage statement and see a line for "PMI," you're paying for private mortgage insurance. It probably costs you...
Student Debt Pile Mountain Of Cash Money

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
Man Counting College Savings Tuition Bill Fund

What to Do With Your Undergrad Student Loans Before Grad School

If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
Student Loan Colorful Letters Laptop Desk Graph

Student Loans Explained – Understanding Types, Repayment & Deferment

Every year, millions of Americans enroll in colleges and universities, and about two-thirds of students borrow money to do so. If you’re considering a student loan or are already in student debt, it’s crucial to be well-informed. Read on for a guide to student loans, repayment, and deferments.
Stacked Coins Loans Growing

Loan Stacking – What It Is and Why It’s Dangerous for...

Many small businesses turn to loan stacking — taking out multiple loans they can’t really afford — when they need more funds than any one lender is willing to approve. But loan stacking can put your business in serious jeopardy. There are better alternatives.
Afford New Car

How Much Can I Afford for a New Car? – 4...

If your current vehicle is on its last leg, or if you're simply ready for something different, it might be time to bite the...
Fha Gold Keys Wooden Table

What Is a FHA Streamline Refinance Loan – Program Guidelines

If you have an existing FHA mortgage, you may qualify for a special type of refinancing product known as an FHA streamline refinance. Though...
Refinance Your Mortgage Notebook Calculator Office Desk

When Should I Refinance My Mortgage Loan?

Refinancing your mortgage is probably the most profitable move you can make to take advantage of low interest rates. But should you actually do it? Before you can determine that, you must learn more about why you’d want to refinance your mortgage and how to calculate the net costs.
Student Loan Affects Credit Score

Understanding How Student Loan Debt Affects Your Credit Score

It can be hard for students and young people to build a good credit score. You need good credit to get a loan, but...
Loan Calculator Options Financing Budgeting Letters

Consolidating vs. Refinancing Your Student Loans – Which Is Better?

No matter where you went to college, one thing most graduates have in common is a significant amount of student loan debt. In 2017,...
Payday Loans Work

How Payday Loans Work – Biggest Dangers & 14 Better Alternatives

According to a survey by Bankrate, roughly 25% of Americans live paycheck to paycheck. The money they make just barely covers their day-to-day expenses,...