Advertiser Disclosure
X

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Chapter 13 Bankruptcy Filing Rules

What Is Chapter 13 Bankruptcy – Filing Rules & Information

Filing for Chapter 13 bankruptcy can stop creditor harassment, runaway interest rates and fees, and can provide you with a structured plan for paying...
Young Woman Student Pointing To Credit Card Loan

How to Pay Off Your Student Loans With Low-Interest Credit Cards

Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.
Broken Egg 401k Sitting On Cash

Borrowing From Your 401(k) – 6 Reasons Not to Get a...

When it comes to retirement savings, there’s good news, bad news, and more bad news. The good news is that most Americans today have access...
Student Debt Pile Mountain Of Cash Money

16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
Student Loan Consolidation Note

How to Consolidate Federal Student Loans Into One Monthly Payment

If you’re one of the millions of Americans who’ve graduated with student loan debt, you're likely making multiple loan payments. It’s easy to feel overwhelmed by so many monthly payments. That’s where student loan consolidation comes in. But how do you do it, and what are your options?
Home Construction Loan

What Is a Home Construction Loan – Process & How to...

Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
Woman Paying Bills Home Computer

Should You Lower Your Monthly Student Loan Payments?

Your potential lifetime earnings as a college graduate can far outweigh your total student loan debt. It’s just about finding the best ways for you to manage this debt and offload it as quickly as possible. Are you struggling to make your student loan payments? Find out ways you can lower your monthly payments to an amount that you can afford.
Personal Loan Calculator

Qualifying for a Personal Loan – How Lenders Determine Your Eligibility

You've considered the pros and cons of personal loans and decided a personal loan is right for you. But before you begin the personal loan application...
Tax Refund Anticipation Loan

Tax Refund Anticipation Loans (RALs) – Why You Should Stay Away

A cash tax refund anticipation loan, also known as a RAL, is a way for a tax filer to get their refund immediately. Millions of tax filers take advantage of these quickie tax loans every tax season. But there are several reasons why this kind of loan is not a wise financial decision.
Lending Money Family Friends

9 Tips for Lending Money to Family & Friends

Lending money to loved ones is often a bad idea because it puts your relationship in jeopardy. But when someone you love is in a...
Fha Gold Keys Wooden Table

What Is a FHA Streamline Refinance Loan – Program Guidelines

If you have an existing FHA mortgage, you may qualify for a special type of refinancing product known as an FHA streamline refinance. Though...
Student Education Loans Books Piggy Bank

Federal vs. Private Student Loans – Which Are Better? (Pros &...

Not all student loans are created equal. Taking out the right kinds of loans is a key part of being able to manage your student debt after graduation. Here’s what you need to know to weigh your options between federal and private student loans.