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Man Looking At Student Loan Papers

Should I Consolidate My Federal Student Loans? – When It Makes...

Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. And there are certain circumstances under which federal student loan consolidation makes sense. But it’s not right for everyone. Find out whether it’s the right strategy for you.
Student Loan Consolidation Note

How to Consolidate Federal Student Loans Into One Monthly Payment

If you’re one of the millions of Americans who’ve graduated with student loan debt, you're likely making multiple loan payments. It’s easy to feel overwhelmed by so many monthly payments. That’s where student loan consolidation comes in. But how do you do it, and what are your options?
Tax Refund Anticipation Loan

Tax Refund Anticipation Loans (RALs) – Why You Should Stay Away

A cash tax refund anticipation loan, also known as a RAL, is a way for a tax filer to get their refund immediately. Millions of tax filers take advantage of these quickie tax loans every tax season. But there are several reasons why this kind of loan is not a wise financial decision.
Personal Loan Jars

14 Best Personal Loan Companies of 2021

If you're in the market for a personal loan, here's a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers.
Pay Day Money Tag

13 Best Paycheck Advance Apps to Help You Make It to...

If you sometimes feel like there's too much month at the end of your money, you're not alone. According to the 2016 National Financial Well-Being...
Man Counting College Savings Tuition Bill Fund

What to Do With Your Undergrad Student Loans Before Grad School

If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
Loan Shark Tight Rope Business Risk

Loan Shark Prevention Act – What It Is and How It...

A 2019 study by Northwestern Mutual revealed some sobering statistics on consumer debt in America. It found that the average American adult has nearly $30,000 in debt,...
Young Woman Student Pointing To Credit Card Loan

How to Pay Off Your Student Loans With Low-Interest Credit Cards

Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.
Student Education Loans Books Piggy Bank

Federal vs. Private Student Loans – Which Are Better? (Pros &...

Not all student loans are created equal. Taking out the right kinds of loans is a key part of being able to manage your student debt after graduation. Here’s what you need to know to weigh your options between federal and private student loans.
Cash Cap Graduation Student Loan Debt Cost Education

8 Best Student Loan Refinance Companies – Reviews & Comparison

If, like many, you graduated college with some student loan debt, you may be concerned about paying it off as quickly as possible. If...
Education Expense Student Loan Coins Stacked Money Bag

Your Options for Paying Back Federal Student Loan Debt

So you’ve graduated from college or graduate school and – like the vast majority of students – borrowed money to get your degree. Now...
College Cost Jar Coins Cap Classroom

Should You Refinance Undergrad Student Loans Before Grad School?

College is expensive, and grad school just means piling on even more debt. If you’re heading to grad school, you may be wondering how to reduce the overwhelming student loan debt. It starts with figuring out what to do with all those undergrad loans before taking on even more.