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Is Student Loan Forgiveness Worth It? – Pros & Cons

Not all borrowers are likely to benefit from student loan forgiveness. In fact, the majority aren’t. And there may even be some significant downsides to it. If you’re considering forgiveness as a way to manage your student loan debt, here’s what you need to know.
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16 Ways to Reduce & Avoid Overwhelming College Student Loan Debt

When it comes to avoiding immense amounts of student loan debt, an ounce of prevention is worth a pound of cure. Here are some things you can do before you start college, during your college years, and after graduation to keep your debt burden as low as possible.
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7 Types of Small Business Loans – Pros & Cons

Entrepreneurs and small business owners seeking funds to grow their businesses can either seek equity funds from investors or borrow funds from a lender. Seeking new...
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Loan Stacking – What It Is and Why It’s Dangerous for...

Many small businesses turn to loan stacking — taking out multiple loans they can’t really afford — when they need more funds than any one lender is willing to approve. But loan stacking can put your business in serious jeopardy. There are better alternatives.
Income Driven Repayment Plan Paper Pen Calculator

Income-Driven Repayment Plans for Federal Student Loans – Guide

Student loans are one of the most significant debt burdens Americans face, and for many Americans, that debt has become unmanageable. But defaulting on student loans can have dire consequences. An income-driven repayment plan can help — and for some, even lead to loan forgiveness.
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What Is a Debt Consolidation Loan – How It Works, Pros...

Debt consolidation can be a financial lifesaver for people with significant high-interest debt they're having trouble paying down. But it's not perfect, and it's not for everyone. Learn about the pros and cons of debt consolidation loans here.
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9 Factors That Affect Your Personal Loan Interest Rate

You've decided on a legitimate reason to get a personal loan and determined that you're probably eligible to apply. You're now ready to begin the next phase...
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How to Get a Personal Loan – Application Process

You've settled on one of the many valid reasons to get a personal loan and determined that you meet basic personal loan eligibility criteria. Now it's...
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5 Things to Do Next After Paying Off Your Student Loan...

I graduated with an MFA in 2008 and a loan balance of around $37,000 from my master's and undergrad programs combined. For the next...
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Vacation Loans: Should You Get a Personal Loan to Finance Your...

Another workday afternoon is crawling along when your phone chimes a most welcome interruption. It's your closest friend announcing by group text the details...
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Consolidating vs. Refinancing Your Student Loans – Which Is Better?

No matter where you went to college, one thing most graduates have in common is a significant amount of student loan debt. In 2017,...
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Should You Take Out a Personal Loan to Fund Your Wedding?

According to The Knot 2019 Real Weddings Study, the average U.S. wedding cost $33,900 in 2019, including the engagement ring. By comparison, the U.S....