So you’ve graduated from college or graduate school and – like the vast majority of students – borrowed money to get your degree. Now...
College is expensive, and grad school just means piling on even more debt. If you’re heading to grad school, you may be wondering how to reduce the overwhelming student loan debt. It starts with figuring out what to do with all those undergrad loans before taking on even more.
If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
If, like many, you graduated college with some student loan debt, you may be concerned about paying it off as quickly as possible. If...
Millions of small-business owners rely on suboptimal sources of financing — or no financing at all. Whether you’re evaluating your company’s financing options for the first time or looking for a new lender to help grow your business, keep this list of the best small-business lenders close at hand.
Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. And there are certain circumstances under which federal student loan consolidation makes sense. But it’s not right for everyone. Find out whether it’s the right strategy for you.
For real estate investors, juggling multiple property deals and loans can get complicated. Blanket loans often help to simplify matters by letting borrowers take out a single loan to cover multiple properties. Learn what blanket loans are, their pros and cons, and when to consider using one.
Peer-to-peer (P2P) lending has become a hot topic in the personal finance community, offering borrowers a way to access loans from peer lenders rather than traditional banks. Learn about peer-to-peer lending, how to qualify for a P2P loan, and the pros and cons of borrowing through a P2P platform.
Credit inquiries can reduce your credit score, which can be a big deal if you’re on the cusp of having good credit. Depending on your situation, you may be able to get some of those inquiries removed from your report. Learn how credit inquiries work and how to remove them from your credit report.
Getting a mortgage to buy a home is complicated. Hearing terms like “preapproval” and “prequalification” makes it more confusing. What do those terms mean, how does preapproval differ from prequalification, and why would you want to be preapproved or prequalified in the first place?
Some customers take ages to pay their bills. Invoice factoring can help some small businesses bridge the gap between sales and receivables and ensure ongoing cash flow. What is invoice factoring, and is it right for your small business? Learn more here.
Agreeing to assume tens of thousands of dollars of debt as a teen seems ill-advised. Yet it’s the only way for many students to get a higher education. Private student loans are among the many possible avenues. And if that’s the route you choose, it pays to choose the best company for your needs.