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Cash House Refinance Equity Down Payment Laptop Mortgage

Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One...

There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you.
Remove Inquiries Credit Report

How to Remove Hard Inquiries from Your Credit Report

Credit inquiries can reduce your credit score, which can be a big deal if you’re on the cusp of having good credit. Depending on your situation, you may be able to get some of those inquiries removed from your report. Learn how credit inquiries work and how to remove them from your credit report.
P2p Peer To Peer Lending Borrow

Peer-to-Peer (P2P) Lending – What It Is & How to Qualify...

Peer-to-peer (P2P) lending has become a hot topic in the personal finance community, offering borrowers a way to access loans from peer lenders rather than traditional banks. Learn about peer-to-peer lending, how to qualify for a P2P loan, and the pros and cons of borrowing through a P2P platform.
Checking Credit Score Lower It

Does Checking Your Credit Lower Score Lower It?

Your credit score is an important financial metric. Checking your credit report regularly helps you monitor and protect your score. But when a lender checks your credit, it usually reduces your score by a few points. Does the same thing happen when you check your own credit?
Credit Inquiries On Report

How Long Do Inquiries Stay on Your Credit Report & Affect...

When you apply for a loan or credit card, the lender usually looks at a copy of your credit report to determine your eligibility. This inquiry drops your credit score by a few points. Be sure you know the impact of credit inquiries on your credit score and how long the effect lasts.
Chase Freedom Credit Cards Cash

Chase Freedom 5% Cash Back Categories This Quarter (Calendar)

The Chase Freedom credit card is one of the most popular no-annual-fee cash-back credit cards on the market, with an incredible 5% cash back on select purchases. Get all you can out of this popular card by learning to maximize your cash-back earnings in this quarter’s bonus categories.
Year Mortgage Comparison

15-Year vs. 30-Year Mortgage – Comparison, Pros & Cons

Buying a home comes with many decisions, among them the loan term you want. Should you choose a shorter loan term with higher minimum monthly payments or a longer loan term with smaller payments? Learn the differences between a 15-year and a 30-year mortgage, and the pros and cons of either option.
Best Travel Rewards Credit Cards

20 Best Travel Rewards Credit Cards – Reviews & Comparison

Travel rewards credit cards fall into several broad categories. First, airline rewards credit cards are designed to reward spending with specific airlines or airline partnerships. When purchasing...
Southwest Companion Pass Small Business Owners

Southwest Companion Pass – How Business Owners Can Easily Qualify

Southwest Airlines’s Companion Pass lets a guest fly with you for free. How does the program work, and how can you qualify for this lucrative benefit? Learn more about taking full advantage of the Southwest Companion Pass, especially if you own a small business or side hustle.
Man Woman Couple Stressed About Bills Mortgage

What to Do If You Fall Behind on Your Mortgage Payments

It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.
Chase Sapphire Reserve Credit Card Hand

Chase Sapphire Reserve® Card: Updates & New Benefits for 2021

New and existing Chase Sapphire Reserve cardholders, as well as Chase Sapphire Preferred cardholders ready to upgrade to Sapphire Reserve, can now take advantage of these brand-new benefits.
Retirement Jar Cash Savings Investment Funds

Should I Cash Out My Retirement Account to Pay Off Debt?

It’s hard to get ahead when thousands of dollars in debt is diverting your money and attention from investing and building wealth. That leaves many borrowers wondering if they should raid their retirement accounts. But that can come with a lot of downsides — and there are better alternatives.