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Reasons Delay Saving Retirement

7 Legitimate Reasons to Delay Saving for Retirement

While saving for retirement is important, there are times when it makes sense to delay making investments. Most people invest for retirement in a...
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List of 16 Major Leading & Lagging Economic Indicators

Most economists talk about where the economy is headed - it's what they do. But in case you haven't noticed, many of their predictions...
inflation rate

What Is Inflation Definition – Causes of Inflation Rate and How...

In 1980 in the United States - just over 30 years ago - a new home in this country cost an average of $76,000,...
Best Stock Market Investment

11 Best Stock Market Investment News, Analysis & Research Sites

Ah, investing - a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with...
401k Ira Withdrawal

How to Withdraw from Your 401k or IRA for the Down...

Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming. However, if you already...
Expectation Winning Lottery

What to Do If You Win the Lottery

I have admitted it before and I will admit it again - occasionally, I play the lottery. Not with any real expectation of winning,...
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5 Low-Risk Investments That Offer High Returns

Conservative investors have been frustrated in recent years because low interest rates have left guaranteed instruments yielding virtually nothing. And while rates will undoubtedly...
Social Security Spousal Benefits Rules Eligibility

How to Maximize Social Security Spousal Benefits – Rules & Eligibility

Americans who pay Social Security taxes for at least 40 quarters of employment are entitled to retirement benefits. The amount you receive depends on...
Calculate Personal Net Worth

How to Calculate Your Personal Net Worth – Definition & Calculations

Many of us wonder what we are worth. I'm not talking about what we're worth as people, which is an entirely different concept. I'm talking...
Start Build Emergency Fund Savings

How to Start & Build Up Your Emergency Fund in Savings

Five days before Christmas last year, the downstairs area of my house flooded with groundwater. While the experience wasn't fun, we were fortunate in...
Dot Com Bubble Burst

History of the Dot-Com Bubble Burst and How to Avoid Another

In less than two decades time, the Internet has changed our lives immeasurably. Among altering nearly every other aspect of our lives, from shopping,...
401k 403b Retirement Plan Difference

401k vs 403b – What’s the Difference in these Retirement Plans?

On my first day at my first job out of college, I was given a big packet of information about my benefits, including health...