History of Credit Rating Agencies and How They Work
Credit rating agencies have been around for the better part of the 20th century, and have played a key role in the financial world...
What Is a Real Estate Investment Trust – Investing in REITs
For many, real estate is the gold standard of all investments. It has a great long-term track record, can provide a steady income, and...
Maximum 401k & Roth IRA Contribution Limits 2011
As you probably already know, saving for retirement is extremely important, and there are many different types of retirement accounts that you can use...
Investing in Gold – History, Determining If It’s a Good Investment
Humankind's fascination with gold can be dated back as far as 4000 B.C., and for much of our collective history, possession of gold was...
Fama and French Three Factor Model for Stock Investing
A logical investor might assume that the best performing stocks are massive, cash-rich companies that have been in existence for decades. A reasoning mind...
How To Prepare For The Social Security Eligibility Age Increase
Social Security has been a hot topic during this election season. Many politicians have discussed raising the age at which individuals become eligible to receive...
4 Problems With ETFs To Watch For
Exchange Traded Funds (ETFs) are certainly one of the best financial innovations to hit main street since mutual funds and retail online brokers. ETFs...
Stock Market Timing Strategies – Do They Really Work?
Some analysts claim that they are able to time the stock market and only invest during bull markets. The premise is simple: Buy stocks...
What Is an Exchange-Traded Note (ETN) – How They Differ From...
Like a bond, an exchange-traded note (ETN) is a debt instrument with a set maturity date upon which its issuer promises to repay your...
What Is an Employee Stock Ownership Plan (ESOP) – Definition, Pros...
There are several different types of plans available for employers that choose to reward their employees with shares of the company. However, there is...
What We Can Learn From the Bear Stearns Down Fall
If you keep up with current events and/or financial news, then you probably heard about the demise of Bear Stearns, a once large investment...
Best Small Business 401k Plans
Finding a good small business 401k plan for you and your employees can be daunting. Nearly every financial company offers some kind of option...
