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401k Vs Ira Question

IRA vs. 401(k) Differences – Which Retirement Plan Is Better?

When you’re planning for your retirement, understanding how 401(k)s and IRAs work is essential. Each has an important place in your retirement saving strategy, and using them to their full potential can help you build your retirement nest egg. Here’s what you need to know.
Open Brokerage Account

Why You Need a Taxable Brokerage Account in Addition to an...

Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're...
401k Ira Withdrawal

How to Withdraw from Your 401k or IRA for the Down...

Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming. However, if you already...
Vanguard Logo

7 Best Vanguard Funds to Save for Retirement

Many investors entrust the management of their retirement portfolios to the experts by buying into funds. Vanguard operates some of the most popular low-cost index funds, ETFs, bond funds, and mutual funds available. Here are some of the best Vanguard funds to consider for investing for retirement.
Alarm Clock Timing Saving For Retirement Stage

How Much to Save for Retirement – Planning Strategies for Every...

How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Older Woman Working In Office Smiling Retirement

18 Best Post-Retirement Job Opportunities for Seniors & Retirees

Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake,...
Money Windfall

What to Do with a $100,000 Cash Windfall

Everyone dreams of it - receiving a windfall of cash either from a long-lost relative, a winning lottery ticket, or through a will from...
Save Retirement Track

How Much to Save for Retirement – Are You on Track?...

401k's. IRAs. Roth accounts. Early-withdrawal penalties. Educating yourself about the various retirement plan options is intimidating, and figuring out how much you should be...
Social Security Spousal Benefits Rules Eligibility

How to Maximize Social Security Spousal Benefits – Rules & Eligibility

Americans who pay Social Security taxes for at least 40 quarters of employment are entitled to retirement benefits. The amount you receive depends on...
Retirement Savings Mason Jar Coins

Retirement Savings Contribution Credit – Get a Tax Credit Just for...

There are significant tax benefits to low- and moderate-income families who save for retirement. The Retirement Savings Contributions Credit ("Saver’s Credit") could help you reduce your tax liability. A reward for building your financial security? That’s what we call a win-win.
Early Retirement Planning Investments

Early Retirement Planning: 6 Best Tax Efficient Investments

Early retirement...most of us want it, but few actually have the motivation and the know-how to get it. Just like a regular retirement, at or...
Savings Type Must Haves

3 Types of Savings You Should Have Right Now: Emergency, Retirement...

Money is a leading cause of stress, there's no arguing it. The almighty dollar worries us more than work, family, and even our health,...