How to Withdraw from Your 401k or IRA for the Down...
Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming.
However, if you already...
What Is Inflation Definition – Causes of Inflation Rate and How...
In 1980 in the United States - just over 30 years ago - a new home in this country cost an average of $76,000,...
401k vs 403b – What’s the Difference in these Retirement Plans?
On my first day at my first job out of college, I was given a big packet of information about my benefits, including health...
What is a Traditional IRA – Restrictions and Benefits
A Traditional IRA is very much like a Roth IRA except for the tax treatment. The Traditional IRA's key advantage is that it allows...
Income vs. Wealth – What’s the Difference?
"Income" and "wealth" have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is...
3 Types of Savings You Should Have Right Now: Emergency, Retirement...
Money is a leading cause of stress, there's no arguing it. The almighty dollar worries us more than work, family, and even our health,...
What Is an Annuity and How Does It Work? – Annuities...
If you have a 401k or Roth IRA, you probably feel like you're doing everything you can to be financially prepared for retirement, right? Maybe...
11 Best Job Ideas for Retirees & Seniors
While at work, many of us dream of having time off to fill our days vacationing, playing golf, and relaxing with loved ones. But...
10 Reasons to Continue Working After Retirement
When you picture yourself in your golden years, are you sitting on a beach, hitting the golf course, or working behind a desk? For...
IRA & 401k Required Minimum Distributions (RMDs) – Rules & Requirements
The government wants to help you save for retirement by giving you incentives like tax-deferred growth and deductible contributions through IRAs and work-sponsored plans.
But...
What Is a 403b Retirement Plan – Contributions, Withdrawals & Taxes
Many people know that you should contribute to a 401k account to secure an enjoyable, comfortable retirement. But if you work for a nonprofit, a...
What to Do with a $100,000 Cash Windfall
Everyone dreams of it - receiving a windfall of cash either from a long-lost relative, a winning lottery ticket, or through a will from...
