What Is an Annuity and How Does It Work? – Annuities...
If you have a 401k or Roth IRA, you probably feel like you're doing everything you can to be financially prepared for retirement, right? Maybe...
How to Withdraw from Your 401k or IRA for the Down...
Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming.
However, if you already...
What Is Inflation Definition – Causes of Inflation Rate and How...
In 1980 in the United States - just over 30 years ago - a new home in this country cost an average of $76,000,...
10 Reasons to Continue Working After Retirement
When you picture yourself in your golden years, are you sitting on a beach, hitting the golf course, or working behind a desk? For...
18 Best Post-Retirement Job Opportunities for Seniors & Retirees
Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake,...
401(k) Employer Match & Vesting Schedule – How It Works
Having an employer make matching contributions to your retirement account is a common and valuable perk. But the money your employer adds to your 401(k) might not be yours right away; often, it’s subject to vesting. What is vesting and how does it impact your retirement savings? Read on to learn more.
Types of Tax-Advantaged Accounts for Retirement, Education & Healthcare
Savvy taxpayers can slash their tax bill using a range of tax-sheltered accounts, but these can seem confusing and often sound alike. Which combination of retirement accounts, education accounts, and health savings accounts can help you save on your tax bill? Read on to learn more.
How Much to Save for Retirement – Planning Strategies for Every...
How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
How to Maximize Social Security Spousal Benefits – Rules & Eligibility
Americans who pay Social Security taxes for at least 40 quarters of employment are entitled to retirement benefits. The amount you receive depends on...
Income vs. Wealth – What’s the Difference?
"Income" and "wealth" have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is...
3 Types of Savings You Should Have Right Now: Emergency, Retirement...
Money is a leading cause of stress, there's no arguing it. The almighty dollar worries us more than work, family, and even our health,...
Why You Need a Taxable Brokerage Account in Addition to an...
Using a 401(k) or IRA is one of the best ways to save, but these accounts aren't sufficient for all of your investing needs. While they're...
