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Retirement Cane Clock Coins Plan

Safe Withdrawal Rates for Retirement – Does the 4% Rule Still...

How much do you need to retire? How much money can you pull out of your nest egg every year in retirement without worrying...
Savings Type Must Haves

3 Types of Savings You Should Have Right Now: Emergency, Retirement...

Money is a leading cause of stress, there's no arguing it. The almighty dollar worries us more than work, family, and even our health,...
Broken Egg 401k Sitting On Cash

Borrowing From Your 401(k) – 6 Reasons Not to Get a...

When it comes to retirement savings, there's good news, bad news, and more bad news. The good news is that most Americans today have access to...
Fixed Income Annuity

What Is a Fixed Annuity – Definition, Pros and Cons

Have you been looking for a way to invest your money with relatively low risk, but with a higher return than the interest rates...
Floating Rate Funds

What Are Floating Rate Funds – Pros & Cons and Examples

Many types of mutual funds are primarily designed to pay income to investors in various forms. Some income funds invest in bonds, while others...
Spousal Ira Rules Eligibility

What Is a Spousal IRA – Rules, Eligibility & Benefits

If you are a stay-at-home spouse, it seems unfair that you can't build up a retirement account in your name. After all, one of...
Elderly Couple Calculator Tax Pennies Calculating Cost

Why Your Taxes Could Go Up in Retirement and How to...

Many people believe retirement means lower taxes. But just because you’re no longer earning a paycheck doesn’t mean the taxman's out of your life forever. And with major economic and demographic challenges on the horizon, it’s time to start laying the groundwork now for lower taxes in retirement.
Alarm Clock Timing Saving For Retirement Stage

How Much to Save for Retirement – Planning Strategies for Every...

How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Investing Beginner Pay Debt First

Investing For Beginners: Pay Yourself And Your Debts First

This is the first installment in what will be a continuing series on tips for investing for beginners. I am not an expert, but...
Tips Enjoy Retirement

5 Tips to Prepare for an Enjoyable Retirement

According to a 2013 Gallup Poll, more than half of working Americans expect to retire by age 65 or earlier. However, this expectation stands...
Etf Versus Mutual Fund Differences

ETF vs. Mutual Fund – 7 Key Differences Between Index Funds...

Building a balanced portfolio with individual stocks can be expensive and time-consuming. If you're looking to save for retirement, or you hope to earn supplemental...
Older Woman Working In Office Smiling Retirement

18 Best Post-Retirement Job Opportunities for Seniors & Retirees

Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake,...