What Is an Annuity and How Does It Work? – Annuities...
If you have a 401k or Roth IRA, you probably feel like you're doing everything you can to be financially prepared for retirement, right? Maybe...
What to Do with a $100,000 Cash Windfall
Everyone dreams of it - receiving a windfall of cash either from a long-lost relative, a winning lottery ticket, or through a will from...
What Is a Variable Annuity Explained – Definition, Pros & Cons
Annuities are among the oldest investment options - in fact they have centuries of history. Especially over the past century, fixed income annuity contracts...
Lifetime Savings Plan – Major Life Expenses & Savings Principles at...
Many Americans are now discovering that a comfortable retirement and adequate healthcare are beyond their means. As a consequence, we are working later in life,...
Target Date Mutual Funds – Pros & Cons Saving For Retirement
A target date fund is an attractive option for savvy passive investors. These mutual funds provide strong results with minimal effort, and adjust your investment...
13 Retirement Planning & Savings Mistakes You Need to Avoid
Financial professionals have been sounding the alarm for a long time warning that a retirement crisis is coming. The National Council on Aging says...
How to Retire Early – 6 Important Life Decisions
What does retirement mean to you? Is it a point in time where you can stop working and do what you want to do?...
Solo 401(k): A Retirement Plan for the Self-Employed Individual – Rules
Every few months, it seems, yet another study comes out warning that Americans aren't saving enough for retirement. Each study is followed by a...
What Are Floating Rate Funds – Pros & Cons and Examples
Many types of mutual funds are primarily designed to pay income to investors in various forms. Some income funds invest in bonds, while others...
Non-Qualified Retirement Plan – Definition, Benefits & Examples
Millions of employees save for retirement by deferring a portion of their compensation into an employer-sponsored, tax-deferred savings plan. The majority of these are...
How Much to Save for Retirement – Are You on Track?...
401k's. IRAs. Roth accounts. Early-withdrawal penalties. Educating yourself about the various retirement plan options is intimidating, and figuring out how much you should be...
Passive Income Investing Strategies – Earn Monthly Income from Your Investments
The majority of people think of retirement accounts when the topic of investing comes up. Most "regular folks" are interested in building up a...
