Best Small Business 401k Plans
Finding a good small business 401k plan for you and your employees can be daunting. Nearly every financial company offers some kind of option...
Equity-Indexed Annuities Pros and Cons
When you're buying a new home, you have two basic choices for a loan - a fixed rate or adjustable rate mortgage. But what...
What Are Floating Rate Funds – Pros & Cons and Examples
Many types of mutual funds are primarily designed to pay income to investors in various forms. Some income funds invest in bonds, while others...
Target Date Mutual Funds – Pros & Cons Saving For Retirement
A target date fund is an attractive option for savvy passive investors. These mutual funds provide strong results with minimal effort, and adjust your investment...
6 Best Investments for Retirement Planning
Baby boomers are the first generation of a new retirement era with the burden of saving the bulk of their retirement income and making...
Retirement Savings Contribution Credit – Get a Tax Credit Just for...
The U.S. Tax Code encourages certain behaviors. You can save on taxes by getting married and having children. It does this by offering certain incentives in the form...
What Are Substantially Equal Periodic Payments (SEPP) – Rule 72(t) Distributions
If you're lucky enough (and prepared enough) to retire early, you may run into a little snag when you try to withdraw money from...
10 Reasons to Continue Working After Retirement
When you picture yourself in your golden years, are you sitting on a beach, hitting the golf course, or working behind a desk? For...
Sequence of Returns Risk – How It Can Make or Break...
Every day, roughly 10,000 American baby boomers reach retirement age. But are they financially ready for retirement?
According to data compiled by Comet Financial Intelligence,...
What Is Inflation Definition – Causes of Inflation Rate and How...
In 1980 in the United States - just over 30 years ago - a new home in this country cost an average of $76,000,...
Early Retirement Planning: 6 Best Tax Efficient Investments
Early retirement...most of us want it, but few actually have the motivation and the know-how to get it. Just like a regular retirement, at or...
Income vs. Wealth – What’s the Difference?
"Income" and "wealth" have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is...
