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Save Retirement Track

How Much to Save for Retirement – Are You on Track?...

401k's. IRAs. Roth accounts. Early-withdrawal penalties. Educating yourself about the various retirement plan options is intimidating, and figuring out how much you should be...
Early Retirement Extreme

Early Retirement Extreme: Can You Really Retire in 5 Years?

How long do you need to work to retire? Fifty years? Forty? On the contrary, you may actually be able to retire in only...
Refinancing Mortgage Retirement Options

Refinancing Your Mortgage Close to Retirement – Options & Cost

Record-low mortgage rates have been generating an avalanche of refinance applications, but if you're age 55 or older, you need to seriously consider refinancing in...
Incentive Stock Options Taxation

What Are Incentive Stock Options (ISOs) – Taxation, Pros & Cons

Most employee stock programs are designed to benefit either rank-and-file employees or all types of employees at a company. However, there is one type of...
Employee Stock Ownership 401k Plans

Employee Stock Ownership in 401k Plans – History, Pros & Cons

There are several forms of stock option plans available that allow employees to purchase shares of their employer's stock on a tax-advantaged basis. Perhaps...
employee stock ownership plan concept?

What Is an Employee Stock Ownership Plan (ESOP) – Definition, Pros...

There are several different types of plans available for employers that choose to reward their employees with shares of the company. However, there is...
403b Retirement Plan Rules

What Is a 403b Retirement Plan – Contributions, Withdrawals & Taxes

Many people know that you should contribute to a 401k account to secure an enjoyable, comfortable retirement. But if you work for a nonprofit, a...
Work Retirement Collect Social Security

How Working After Retirement Can Affect Your Social Security Benefits

Whether it's a desire to contribute to society or to increase spendable income, many retirees decide to go back to work. Some have found...
Insurance Policies Aid Estate Planning

3 Insurance Policies to Aid in Estate Planning

When it comes to estate planning, the focus usually rests on methods to avoid probate court and minimize tax assessments against your estate. Other...
Reasons Working After Retirement

10 Reasons to Continue Working After Retirement

When you picture yourself in your golden years, are you sitting on a beach, hitting the golf course, or working behind a desk? For...
Financial Planning Musicians Performing Artists

Financial Planning Guide for Musicians & Performing Artists

In addition to having been a professional or semi-professional musician throughout my entire adult life, I've also served as a life insurance advisor and...
Floating Rate Funds

What Are Floating Rate Funds – Pros & Cons and Examples

Many types of mutual funds are primarily designed to pay income to investors in various forms. Some income funds invest in bonds, while others...