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401k Compass Sketch Desk

What Is a 401(k) Plan and How Does It Work? –...

Study after study shows that Americans aren't saving enough for retirement. News articles about this problem usually conclude by urging workers to step up their...
Early Retirement Planning Investments

Early Retirement Planning: 6 Best Tax Efficient Investments

Early retirement...most of us want it, but few actually have the motivation and the know-how to get it. Just like a regular retirement, at or...
Retirement Cane Clock Coins Plan

Safe Withdrawal Rates for Retirement – Does the 4% Rule Still...

How much do you need to retire? How much money can you pull out of your nest egg every year in retirement without worrying...
Soldier Putting Money In Bank Saving Investing American Flag

Best Investment Strategies & Accounts for Active-Duty Military Members

Military pay can’t make you rich, but it does provide excellent saving and investing opportunities, including some unavailable to civilians. By understanding how to take advantage of them, you can secure your future and potentially even retire young.
Fixed Income Annuity

What Is a Fixed Annuity – Definition, Pros and Cons

Have you been looking for a way to invest your money with relatively low risk, but with a higher return than the interest rates...
Maximize Social Security Benefits

How to Maximize Social Security Benefits – Withdrawal Options & Benefits

In 2004, Social Security benefits were projected to account for 40% of a baby boomer's post-retirement family income, and almost all baby boomer retirees...
Roth Ira College Savings Education

How to Tap into a Roth IRA for College Savings &...

If you have children at home who hope to go to college someday (or someday soon), it's important to plan ahead financially. College tuition...
Factors Affect When Retire

7 Factors That May Affect When You Retire – Reasons to...

In 2010, a Pew Research report indicated that three out of every four members of the workforce expect to keep working for pay after...
Preparing Planning Retirement

How to Prepare and Plan for Retirement

Whether your retirement is fast approaching or decades away, it is likely that you do not spend much time pondering what will happen when...
Sepp Plans Length

What Are Substantially Equal Periodic Payments (SEPP) – Rule 72(t) Distributions

If you're lucky enough (and prepared enough) to retire early, you may run into a little snag when you try to withdraw money from...
Roth Ira Vs Traditional Ira Pros Cons

Roth IRA vs. Traditional IRA – Differences in Rules & Limits

Americans have several options to save for retirement in tax-sheltered accounts, notably in individual retirement accounts (IRAs). These accounts come in two types: traditional and Roth IRAs. What's the difference, and what are the rules and limits for contributing to each? Find out here.
Best Low Risk Investments Near Retirement

6 Best Low-Risk Investments as You Near Retirement

With age comes wisdom - or, at least, so those of us who are approaching the age of retirement hope. For many people, wisdom...