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Solo 401k Post It Marker Cash

Solo 401(k): A Retirement Plan for the Self-Employed Individual – Rules

Every few months, it seems, yet another study comes out warning that Americans aren't saving enough for retirement. Each study is followed by a...
403b Retirement Plan Rules

What Is a 403(b) Retirement Plan – Contributions, Withdrawals & Taxes

Many people know they should contribute to a 401(k) account to secure an enjoyable, comfortable retirement. But if you work for a nonprofit, a...
Incentive Stock Options Taxation

What Are Incentive Stock Options (ISOs) – Taxation, Pros & Cons

Most employee stock programs are designed to benefit either rank-and-file employees or all types of employees at a company. However, there is one type of...
Various Options Of Saving Piggy Bank Arrows Diversified Portfolio

How to Choose the Right Investments for Your 401(k) Plan Allocation

You've just started a new job, and one of the benefits it offers is a 401(k) plan. That's great news for you since this...
Retirement Planning Senior Citizens Beach Snorkel

6 Retirement Planning Challenges for Freelancers & Entrepreneurs

There are more self-employed Americans now than ever before. According to Upwork's 2018 survey of the industry, the gig economy has swollen to include...
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What Is an Annuity and How Does It Work? – Annuities...

If you have a 401k or Roth IRA, you probably feel like you're doing everything you can to be financially prepared for retirement, right? Maybe...
Social Security Eligibility Age

How To Prepare For The Social Security Eligibility Age Increase

Social Security has been a hot topic during this election season. Many politicians have discussed raising the age at which individuals become eligible to receive...
Retirement Jar Cash Savings Investment Funds

Should I Cash Out My Retirement Account to Pay Off Debt?

It’s hard to get ahead when thousands of dollars in debt is diverting your money and attention from investing and building wealth. That leaves many borrowers wondering if they should raid their retirement accounts. But that can come with a lot of downsides — and there are better alternatives.
Social Security Spousal Benefits Rules Eligibility

How to Maximize Social Security Spousal Benefits – Rules & Eligibility

Americans who pay Social Security taxes for at least 40 quarters of employment are entitled to retirement benefits. The amount you receive depends on...
Best Small Business 401k Plans

Best Small Business 401k Plans

Finding a good small business 401k plan for you and your employees can be daunting. Nearly every financial company offers some kind of option...
Roth 401k Postit Desk Cash

What Is a Roth 401(k) – Retirement Plan Rules & Limits

For years, the traditional 401(k) plan has been the most popular workplace retirement account. However, there's a new alternative that's been growing steadily in the...
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What Is a Roth IRA Retirement Account – Benefits, Rules &...

Two of the most common financial mistakes are failing to save enough for retirement and failing to take full advantage of tax-sheltered accounts. Fortunately, one solution can help with both problems: the Roth IRA. Learn what a Roth IRA is and how can you invest in one.