Income-driven repayment (IDR) plans can be a lifesaver for those seriously struggling with student loan debt. However, not everyone benefits from an IDR plan. Before you decide to enroll, carefully weigh the pros and cons against your own debt and income levels.
With the amount of student loan debt in the United States inching past $1.5 trillion, there’s good reason to think twice about borrowing money in pursuit of more education. If you’re thinking about graduate school, consider these factors first.
Not every parent has the means to help cover the cost of their child’s education. But for those who do, it’s never too early — or too late — to start. Investing in a 529 college savings plan is one of the most efficient ways to save for your kid’s college costs. Learn more about 529 plans here.
Employees are your company’s most important asset, and a tuition reimbursement program is an employee perk that shows you’re invested in their long-term success. Read on to learn the benefits of offering an employer tuition reimbursement program and some common eligibility conditions you can set.
Before committing to a traditional four-year college program, many high school graduates consider taking a gap year. Find out why you might consider a gap year, the risks of doing so, and a list of questions to ask yourself to help decide whether taking a year away from school is right for you.
Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. And there are certain circumstances under which federal student loan consolidation makes sense. But it’s not right for everyone. Find out whether it’s the right strategy for you.
If you’re one of the millions of Americans who’ve graduated with student loan debt, you're likely making multiple loan payments. It’s easy to feel overwhelmed by so many monthly payments. That’s where student loan consolidation comes in. But how do you do it, and what are your options?
If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.
We’re told we can be whatever we want to be, but no one tells us how to pick a career path that’s right for us. Whether you’re searching for your first job or seeking a career change, deciding what you want to do can be challenging. Are confused about your career path? Consider these tips.
Big cities are exciting and full of opportunity, but they’re also expensive. Dozens of smaller U.S. college towns offer economies and cultures that mimic large coastal cities without eye-popping housing costs or long commutes. Here are our picks for the top college towns for nonstudents.
Tuition costs are high, and increases seem inevitable, but there are ways to alleviate the financial burden. The federal tax code currently offers several tax credits and deductions that can help you recoup some of that cash at tax time.