Although similar, consolidating and refinancing your student loans aren’t the same. And once you refinance federal loans into private ones, there’s no going back. So before you make that move, compare the benefits and drawbacks of private loan refinancing versus federal student loan consolidation.
When searching for a new job, it can be hard to tell which offers to accept and which to decline. It’s important to carefully evaluate a job offer you receive before handing in notice to your current employer. Here are some key positives to watch for that indicate a job offer is worth accepting.
If you graduated with student loan debt, you've likely got more than one student loan. A consolidation loan combines those into a single loan with one monthly bill. There are advantages to consolidating your student loans, but there are also a lot of misconceptions. Don’t fall for these myths.
Getting a job offer is always exciting, but just because a potential employer makes you an offer doesn’t mean you should take it. Learn the reason why you might decide to decline a job offer that won’t contribute positively to your financial or professional advancement.
A Ph.D. isn’t worth the cost of graduate school for everyone. Thus, it’s necessary to weigh your future salary and career prospects against your potential debt and lost earnings to decide whether getting a doctorate is worth the cost. Is it right for you?
If you have student loans along with debt from several sources, the idea of consolidating all your debts can sound tempting. But there are a few things to consider before you combine your student loans and other debts into a debt consolidation loan. Find out if it’s a good option for you.
While it’s generally true that a college degree broadens career opportunities and increases earning potential, the high cost of college means it makes sense to carefully consider your career choices. Learn the types of jobs for which the return on investment may not be worth the cost of a degree.
Most teens look for their first job at the local burger joint, in the mall, or with some other local business. But getting an entry-level job is not the only model. Another, arguably better, choice is to encourage your teen to start their own business. Consider these small-business ideas for teens.
In March 2020, the United States’ longest economic expansion in modern history ran into the buzzsaw of the COVID-19 pandemic, causing an unprecedented spike in jobless claims. But the vast majority of workers are eligible for state unemployment benefits. Follow these steps to apply.
Are you daunted by the astronomical cost of a college education? You’re not alone. Most families can’t afford that kind of expense out of pocket. But millions of parents like you have used 529 college savings plans to store and grow their higher-education nest eggs. These are this year’s best.
As you progress in your career, it’s only natural to expect compensation for your expanding skill set and expertise. But don’t think it will happen on its own — you must be an effective negotiator to advocate for yourself. Review these crucial tips for how to negotiate your salary and job benefits.
PayPal isn’t just for splitting a bill with friends or shopping online — there are numerous ways to make money with PayPal if you want to earn extra cash online. Some methods offer fast cash payouts whereas others require starting a more serious business. Learn the best ways to earn PayPal cash.