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Living on the Minimum Wage – Is It Possible in 2021?

Almost 2 million Americans live on minimum wage, which despite inflation hasn’t increased since 2009. But is that a living wage? Explore the ins and outs of living on just $7.25 per hour through both a fictional American named Kai and the stories of real-life Americans who do it every day.
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How to Make a Wedding Budget – 6 Essential Steps for...

It’s easy to get caught up in the excitement of wedding planning. Things like the venue, decor, food, and attire can make it a truly magical time — until the bill arrives. Before viewing locations or booking your photographer, you need to create a wedding budget. Just follow these simple steps.
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25 Best Personal Finance Apps to Manage, Save & Grow Your...

We could all stand to save a few bucks. And the long-running boom in personal finance apps ensures we have a great deal of help in this endeavor. It can be hard to make sense of the ever-expanding universe on the market right now. But whichever one you choose, these apps can all save you money.
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15 Best Alternatives to Manage Your Finances

Mint was the first cloud-based budgeting app but it’s no longer the only option. High-quality alternatives like YNAB, EveryDollar, and Simple seem to grow by the month. Before you settle on Mint — or any other digital budgeting app, for that matter — check out these options too.
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12 Things to Do When You Get a Raise at Work

Getting a raise always feels great. But what should you do with the extra income? We all like to daydream about things we want to buy, but it’s important to take a close look at your personal finances before going on a spending spree. Here are several wise things to do when you get a raise at work.
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11 Best Budgeting Apps of 2021 to Help Manage Your Money...

Budgeting doesn’t have to be hard. There are plenty of apps to help you better manage your money, from free lightweight solutions to feature-rich paid products that claim to save the typical user thousands each year. Which one’s right for you? Find out here.
Emergency Savings Jar Coins

How to Start & Build Up Your Emergency Fund in Savings

Unexpected costs hit you all the time, but you can prepare for them in advance. Your emergency fund exists to cover large, unexpected expenses so they don’t plunge you into panic. Learn how to start and build up your emergency fund in savings to help you stop living paycheck to paycheck.
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10 Bad Financial Habits You Need to Break to Get Out...

Those experiencing chronic debt problems often share similar behaviors and financial habits. But if you catch them early, you can avoid trouble. And even if you’re already in the red, recognizing and adjusting these bad money habits can help you get back on track.
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Which Bills to Pay Off First (or Cancel) When Money Runs...

Whether it’s from job loss, a drop in income, or an unexpected expense, sometimes, it’s a struggle to pay your bills. It’s essential you prioritize your bill payments and what you owe, paying the most important bills first. But how do you prioritize when your income and expenses don’t match up?
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Latte Factor – Giving Up Lattes Won’t Make You Rich But...

The famous “latte factor” refers to all the small, hidden budget busters, like a daily latte, that are stealthily siphoning away your cash. Some claim the key to wealth is to give up these small luxuries and channel that money into investments instead. But will this really grow your wealth?
Personal Household Budgeting Categories

Personal & Household Budgeting Categories – 17 Expenses to Include

Not everyone follows a strict budget, but you need some kind of system to make sure you have enough money each month to cover your major personal and household expenses. Here are the most common budget categories — and how to bridge the gap between your current spending and your ideal target budget.
Hidden Expenses Raising Children

12 Hidden Costs of Raising a Child – Expenses Parents Should...

Most of us know having kids comes with extra costs, such as clothing, food, and possibly college tuition. But kids require more than just food and clothes. There are hidden costs of raising a child many parents-to-be overlook. Here are some common expenses you should be sure to take into account.