Budgeting can feel overwhelming, especially if you’ve never done it before. But it doesn’t have to. Follow these steps to create a budget that will help you accomplish your financial goals — and then stick to it.
Owning a home costs far more money than the average first-time home buyer realizes. Beyond dollars and cents, homeownership also comes with less tangible risks and downsides. Learn about the real costs and risks of owning a home before deciding whether you can afford to buy instead of renting.
Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however,...
The new year is the perfect time to recommit to getting your finances organized. And there’s no better way to do so than by creating a budget calendar to track your income, expenses, and financial goals throughout the year.
Before you look for a new place to rent, you need to figure out how much you can afford per month. As you start looking for your next place, start by putting your current income and budget under the microscope. Learn how to tell how much rent you can afford and how much you’ll truly pay per month.
If your finances are worse for the wear after the holiday spending season, don’t feel guilty. You’re not alone. Along with the millions of other Americans who spent more than they can really afford this season, you can get your financial house in order soon enough. Follow these tips to cure your post-holiday financial hangover.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
Keeping track of your money and how you spend it is important, and there are plenty of tools available to help you manage your personal finances. Why should you bother using a personal finance budgeting app and what can these types of apps do for you to make your life easier? Read on to learn more.
Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips.
The silver bells of the holiday season certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they expected...
The average American spends hundreds of dollars on holiday gifts every year. How can you build up some extra cash ahead of the holidays to help prevent your annual gift-giving from emptying your wallet and busting your budget? Here is our list of tips and tricks to save money for the holidays.
Getting married is exciting, but it can also be stressful, especially when issues arise around money. If you’re newly married or about to settle down with your significant other, there are ways to manage your money together that can spare your relationship a lot of distress. Read on for our best tips.