Budgeting
12 articles
Traditional budgeting asks you to guess how much money you’ll earn and spend each month. Zero-based budgeting is a simple way to assign a purpose to every dollar and takes the guesswork out of monthly planning. Learn about zero-based budgeting and how it can help you better manage your finances.
Before you look for a new place to rent, you need to figure out how much you can afford per month. As you start looking for your next place, start by putting your current income and budget under the microscope. Learn how to tell how much rent you can afford and how much you’ll truly pay per month.
What’s the real difference between a need and a luxury? The answer is less than clear-cut. But there are several schools of thought to help you better define those terms for yourself and take control of your spending.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips.
The silver bells of the holiday season certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they expected to spend an average of $942 on holiday gifts. A record-breaking 37% of respondents said they would spend $1,000 or more. And the spending doesn’t stop with gifts. The holidays come
Is it impossible for you to budget? Does the word “budget” give you a sinking feeling in the pit of your stomach? If the answer’s yes, you’re not alone. But if you think you’re just bad at budgeting, think again. Most budgets fail for a reason. Which one is it for you?
Many people are facing the prospect of reduced hours or losing their jobs as the COVID-19 pandemic spreads around the globe and companies are shutting their doors or reducing staff. If you’re worried you’re going to lose your job, it’s essential you start financially preparing to survive unemployment.
While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.
Have you ever been reluctant to let go of something you knew you didn’t need, just because you paid good money for it and don’t want to give it away for free? Do you ever find yourself cradling a prize or reward that, moments earlier, you wouldn’t have looked at twice – but now that it’s
Because a rental is not your own, it can be challenging to make it feel as though it is – to customize your space to suit your tastes and give it those personal touches that make it feel like home. Also, because you may be planning to vacate your rental eventually, it can feel hard to
We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up at your doorstep every week, without you having to create a list or head to the store. You can program your home’s heating and cooling systems to turn on and off
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