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Personal Finance Budgeting

Top 5 Personal Finance Tips for Recent College Graduates

When you've recently graduated from college, the world can seem like your oyster. After four years of unpaid internships or part-time jobs, you suddenly can...
smiling banker sitting in his workplace

15 Characteristics of a Wise Person

Proverbs 16:16 states, "How much better to get wisdom than gold, to choose understanding rather than silver!" This is sage advice, but not really a...
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Minimum Wage Signage Clouds Sky

Living on the Minimum Wage – Is It Possible in 2021?

Almost 2 million Americans live on minimum wage, which despite inflation hasn’t increased since 2009. But is that a living wage? Explore the ins and outs of living on just $7.25 per hour through both a fictional American named Kai and the stories of real-life Americans who do it every day.
Handle Marriage Income Inequality

How to Deal with Financial Income Inequality in Marriage

Say, for example, that a married couple makes a total of $100,000 a year. Both spouses work hard for their money, and enjoy spending...
Money Windfall

What to Do with a $100,000 Cash Windfall

Everyone dreams of it - receiving a windfall of cash either from a long-lost relative, a winning lottery ticket, or through a will from...
Personal Budgeting Tips

12 Steps for How to Make a Budget – Personal Budgeting...

Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of American families have a working monthly budget. But...
Woman Shopping Spent All Her Money Empty Wallet

How to Get Your Finances Back on Track After Holiday Season...

If your finances are worse for the wear after the holiday spending season, don’t feel guilty. You’re not alone. Along with the millions of other Americans who spent more than they can really afford this season, you can get your financial house in order soon enough. Follow these tips to cure your post-holiday financial hangover.
Envelope Budgeting System

Envelope Budgeting System – How It Works, Pros & Cons

So you've been working to make a budget using tools like Personal Capital or Mint.com and have been diligently putting in all of your income...
Bride Groom Figurine On Stack Of Pink Coins Glitter Wedding Day Expenses

Money Management & Saving Tips for Engaged or Newly Married Couples

Getting married is exciting, but it can also be stressful, especially when issues arise around money. If you’re newly married or about to settle down with your significant other, there are ways to manage your money together that can spare your relationship a lot of distress. Read on for our best tips.
Ideas Hanging Out With Friends

9 Ideas for Hanging Out With Friends on a Tight Budget

Ignoring a friend's phone call is a terrible thing to do, but I'll admit I've done it for financial reasons. It wasn't because I...
Things Todo After Raise

7 Things to Do When You Get a Raise at Work

Getting a raise is probably one of the best feelings in the world. After all, it boils down to your boss essentially saying, "You've...