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How Much Rent Can I Afford to Pay Based on Income...

Before you look for a new place to rent, you need to figure out how much you can afford per month. As you start looking for your next place, start by putting your current income and budget under the microscope. Learn how to tell how much rent you can afford and how much you’ll truly pay per month.
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How Kakeibo (Japanese Budgeting Method) Can Save You More Money

We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up...
Man Desk Budget Calendar

How to Create Your 2021 Budget Calendar [Free Template]

The new year is the perfect time to recommit to getting your finances organized. And there’s no better way to do so than by creating a budget calendar to track your income, expenses, and financial goals throughout the year.
Woman Making Budget

How to Make a Budget – 5 Steps to Get Started

Budgeting can feel overwhelming, especially if you’ve never done it before. But it doesn’t have to. Follow these steps to create a budget that will help you accomplish your financial goals — and then stick to it.
smiling banker sitting in his workplace

15 Characteristics of a Wise Person

Proverbs 16:16 states, "How much better to get wisdom than gold, to choose understanding rather than silver!" This is sage advice, but not really a...
Envelope Budgeting System

Envelope Budgeting System – How It Works, Pros & Cons

So you've been working to make a budget using tools like Personal Capital or Mint.com and have been diligently putting in all of your income...
Minimum Wage Signage Clouds Sky

Living on the Minimum Wage – Is It Possible in 2021?

Almost 2 million Americans live on minimum wage, which despite inflation hasn’t increased since 2009. But is that a living wage? Explore the ins and outs of living on just $7.25 per hour through both a fictional American named Kai and the stories of real-life Americans who do it every day.
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Zero Based Budget Printable On Desk

How Zero-Based Budgeting Can Help You Better Manage Your Finances

Budgeting is hard. 50% of Americans have less than one month's income saved for emergencies. Experts recommend at least six months. The problem, however,...
Financial Tips College Students Save Manage Money

8 Financial Tips for College Students to Save and Manage Money...

If your child is one of the millions of college freshmen headed off to school, your August might be packed with shopping, gathering textbooks,...
Difference Between Needs Wants Luxuries

Difference Between Needs & Wants (Luxuries) and How to Draw the...

Books and articles about living on a personal budget often emphasize the importance of cutting spending on luxuries. They say that by cutting out "frivolous" expenses, such...
Calculate Personal Net Worth

How to Calculate Your Personal Net Worth – Definition & Calculations

Many of us wonder what we are worth. I'm not talking about what we're worth as people, which is an entirely different concept. I'm talking...