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Wise Person Characteristics

15 Characteristics of a Wise Person

Proverbs 16:16 states, "How much better to get wisdom than gold, to choose understanding rather than silver!" This is sage advice, but not really a...
Bride Groom Figurine On Stack Of Pink Coins Glitter Wedding Day Expenses

Money Management & Saving Tips for Engaged or Newly Married Couples

Getting married is exciting, but it can also be stressful, especially when issues arise around money. If you’re newly married or about to settle down with your significant other, there are ways to manage your money together that can spare your relationship a lot of distress. Read on for our best tips.
Types Unexpected Expenses Plan

6 Types of Unexpected Expenses and How to Plan for Them

As the writer and cartoonist Allen Saunders once said, "Life is what happens to us while we are making other plans." Personal finance is a...
Calculate Personal Net Worth

How to Calculate Your Personal Net Worth – Definition & Calculations

Many of us wonder what we are worth. I'm not talking about what we're worth as people, which is an entirely different concept. I'm talking...
Christmas Tree Holiday Budget Planning Expenses

How to Create a Holiday Budget and Stick to It

The silver bells of the holiday season can certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they...
Minimum Wage Signage Clouds Sky

Living on the Minimum Wage – Is It Possible in 2020?

Almost 2 million Americans live on minimum wage, which despite inflation hasn’t increased since 2009. But is that a living wage? Explore the ins and outs of living on just $7.25 per hour through both a fictional American named Kai and the stories of real-life Americans who do it every day.
Personal Budgeting Tips

12 Steps for How to Make a Budget – Personal Budgeting...

Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of American families have a working monthly budget. But...
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Budget Planning Coffee Strategy Budgeting Financial Goals

4 Budgeting Alternatives to Meet Your Financial Goals

If you've ever searched for advice on how to meet your financial goals, there's one tip you've probably heard over and over: You need...
Envelope Budgeting System

Envelope Budgeting System – How It Works, Pros & Cons

So you've been working to make a budget using tools like Personal Capital or Mint.com and have been diligently putting in all of your income...
Fun Educational Kids Apps

4 Best Free Educational (and Fun) Apps for Kids to Manage...

Imagine what the world would look like if kids learned at a very early age not only how to handle money, but how to...
31 Frugal Ways Save Money

31 Ways to Be Frugal And Save Money

My friends and I often share tips on how we save money, and praise one another for getting good deals on everything from happy...