Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
Keeping track of your money and how you spend it is important, and there are plenty of tools available to help you manage your personal finances. Why should you bother using a personal finance budgeting app and what can these types of apps do for you to make your life easier? Read on to learn more.
Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips.
The silver bells of the holiday season certainly take their toll on your wallet. In a November 2019 Gallup poll, Americans said they expected...
The average American spends hundreds of dollars on holiday gifts every year. How can you build up some extra cash ahead of the holidays to help prevent your annual gift-giving from emptying your wallet and busting your budget? Here is our list of tips and tricks to save money for the holidays.
Getting married is exciting, but it can also be stressful, especially when issues arise around money. If you’re newly married or about to settle down with your significant other, there are ways to manage your money together that can spare your relationship a lot of distress. Read on for our best tips.
Is it impossible for you to budget? Does the word "budget" give you a sinking feeling in the pit of your stomach? If the answer’s yes, you’re not alone. But if you think you’re just bad at budgeting, think again. Most budgets fail for a reason. Which one is it for you?
Are you looking for ways to save money on your monthly budget? Unemployment is on the rise and many are fearful they might lose their jobs. So there’s never been a better time to look at how much you’re spending each month to find ways to cut back and save.
Whether it’s from job loss, a drop in income, or an unexpected expense, sometimes, it’s a struggle to pay your bills. It’s essential you prioritize your bill payments and what you owe, paying the most important bills first. But how do you prioritize when your income and expenses don’t match up?
Many people are facing the prospect of reduced hours or losing their jobs as the COVID-19 pandemic spreads around the globe and companies are shutting their doors or reducing staff. If you’re worried you’re going to lose your job, it’s essential you start financially preparing to survive unemployment.
Contingent (temporary) workers, independent contractors (freelancers and solopreneurs), on-call workers, temporary help agency workers, and workers provided by contract firms often struggle to string together workable household budgets. And it's even harder to build emergency savings sufficient to cover the recommended three to six months of living expenses. But it's still possible to build a comfortable emergency cash fund that’s distinct from your retirement, home maintenance, and short-term goal savings fund - even if you don't always know how much your next paycheck will be.
While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.