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Budget List Planning Desk Coffee Phone

19 Frugal Home Budgeting Tips That Will Save You Money

Are you looking for ways to save money on your monthly budget? Unemployment is on the rise and many are fearful they might lose their jobs. So there’s never been a better time to look at how much you’re spending each month to find ways to cut back and save.
Unemployed Jobless Crisis Recession Man Sitting On Steps

How to Prepare Financially & Survive Unemployment or Job Loss –...

Many people are facing the prospect of reduced hours or losing their jobs as the COVID-19 pandemic spreads around the globe and companies are shutting their doors or reducing staff. If you’re worried you’re going to lose your job, it’s essential you start financially preparing to survive unemployment.
Emergency Fund Cash Jar

How to Build an Emergency Cash Fund When You Have Irregular...

Contingent (temporary) workers, independent contractors (freelancers and solopreneurs), on-call workers, temporary help agency workers, and workers provided by contract firms often struggle to string together workable household budgets. And it's even harder to build emergency savings sufficient to cover the recommended three to six months of living expenses. But it's still possible to build a comfortable emergency cash fund that’s distinct from your retirement, home maintenance, and short-term goal savings fund - even if you don't always know how much your next paycheck will be.
Budgeting Variable Income

How to Create a Budget When You Have Fluctuating, Variable Income

While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.
Letting Go Endowment Effect Woman Tossing Hat In Field

The Endowment Effect – What It Is and How It Can...

Have you ever been reluctant to let go of something you knew you didn't need, just because you paid good money for it and...
Piggy Bank Calculator Savings Budget Planning Finances

How Kakeibo (Japanese Budgeting Method) Can Save You More Money

We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up...
Budget Planning Coffee Strategy Budgeting Financial Goals

4 Budgeting Alternatives to Meet Your Financial Goals

If you've ever searched for advice on how to meet your financial goals, there's one tip you've probably heard over and over: You need...
Budget Income Expenses Pen Calculator

10 Steps to Switch to a Single-Income Family

Ever daydream about switching to a single-income household so you or your spouse could stay home with the kids? It's not as old-fashioned as it...
Stop Living Paycheck

How to Stop Living Paycheck to Paycheck

According to a 2017 CareerBuilder survey, 78% of all workers say they live paycheck to paycheck. It's not just low-wage workers who have this...
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Types Unexpected Expenses Plan

6 Types of Unexpected Expenses and How to Plan for Them

As the writer and cartoonist Allen Saunders once said, "Life is what happens to us while we are making other plans." Personal finance is a...
Automatic Savings Accounts Apps

How to Use Automatic Savings Accounts & Apps to Build Wealth...

Saving money is a lot like eating right. We all know that we should save up for emergencies, retirement, and personal goals, just like...