Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
Ben Franklin once famously quipped, "In this world nothing can be said to be certain, except death and taxes." And while millions of Americans...
The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
It’s easy to take your health for granted when you feel young and strong — until sooner or later you face an unexpected medical issue. Take these financial steps while you’re young and healthy to prevent a financial emergency from compounding your health problems, whenever they happen to strike.
Term life insurance gives many people added peace of mind that if anything happens to them, their families will be fine. But term life insurance works a little differently from health and auto insurance. And there’s a lot you need to know to become an informed policyholder.
It’s the middle of the night, and a faint crackling sound has woken you from sleep. You smell smoke, then discover a raging fire in the hallway. You have less than two minutes to escape. Would you know what to do in such a horrific situation? These fire safety tips can help you avoid a tragedy.
A reader sent this question to us about a water damage claim she is dealing with that occurred in her home. I was a...