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Life Insurance Laddering – What It Is & Why It Makes...

Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
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How Much Life Insurance Do I Need? – Typical Coverage Amounts

How much life insurance do you need? It’s a hard question to answer because the answer isn’t constant over an entire lifespan. But because life insurance is cheaper when you’re young and healthy, mapping out your long-term life insurance needs now is essential. And it’s easier than you think.
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How to Choose a Life Insurance Policy That’s Right for You...

Many people believe choosing and applying for life insurance is outlandishly difficult and time-consuming. While shopping for life insurance is no one’s idea of fun, it’s rarely a grueling ordeal. And it’s a lot easier when you understand what you need and how to get it.
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Who Should I Make the Beneficiary of My Life Insurance Policy?

Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
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8 Common Life Insurance Myths Debunked

Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
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What Is Travel Insurance and Do I Need to Buy It?

Have you ever cut a trip short due to an unexpected illness or accident? Found yourself delayed for hours or days due to inclement...
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12 Best Renters Insurance Companies of 2020

My wife and I didn't open our first renters insurance policy until we were well into our 20s, when we began accumulating possessions other than...
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Health Care Sharing Ministries: A Good Alternative to Health Insurance?

Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy...
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14 Best Car Insurance Companies of 2020

Do you hold the title to a motor vehicle? Do you drive that motor vehicle on roads maintained by local, state, or federal transportation authorities? If...
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Health Insurance Marketplace – Mandates of the Affordable Care Act (ACA)

Congress passed the Affordable Care Act (ACA) on March 23, 2010. Commonly known as Obamacare, the ACA has three primary objectives, according to the U.S....
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3 Reasons Why You Need to Get Health Insurance

If you don't currently have health insurance, you're not alone. In 2017, 28.5 million people in the United States were uninsured, according to the...
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5 Factors That Affect Your Health Insurance Premium Costs

Every year, you have the chance to choose another health insurance plan for yourself and your family. And every year, you probably notice your...