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Renters Insurance

Do You Need Renters Insurance for Your Apartment? Pros & Cons

Renters insurance has several benefits for tenants. And some landlords require tenants to carry it. But it comes at a cost. Before rushing to purchase a policy you might not need or writing off renters insurance as unnecessary, take a few minutes to consider the benefits and drawbacks.
Mortgage Insurance Vs Term Life

Mortgage Protection Insurance vs Term Life Insurance

The last thing you want your family to worry about is paying the mortgage if you die. Life insurance can provide your family with the funds they need, but most mortgage protection insurance policies will pay off your entire loan should you pass away. Read on to learn which is right for you.
Collision Coverage Auto Insurance

What Is Collision Coverage – Do You Need It in Your...

You’re not required to carry collision auto insurance coverage. But that doesn’t mean it has no value. It can significantly reduce out-of-pocket repair in some situations. Read on to determine whether collision insurance makes sense for you.
Stuffed Animal Stethoscope Wooden Blocks

Children’s Health Insurance Program (CHIP) – Coverage & How It Works

The Children’s Health Insurance Program, or CHIP, provides low-cost health coverage to kids whose families can’t easily afford health care but aren’t poor enough to qualify for Medicaid, providing coverage for 9.6 million American children. Learn about CHIP coverage, how it works, and how to apply.
Travel Insurance Need To Buy

What Is Travel Insurance and Do I Need to Buy It?

Have you ever cut a trip short due to an unexpected illness or accident? Found yourself delayed for hours or days due to inclement...
Health Care Sharing Heart

Health Care Sharing Ministries: A Good Alternative to Health Insurance?

In the face of these ever-increasing health care costs, some families are seeking an alternative to expensive health insurance policies in the form of health care sharing ministries (HCSMs). Read on to learn the pros and cons of HCSMs and whether they are a good alternative to health insurance.
Life Insurance Money Bill

What Is Term vs. Whole Life Insurance – Types of Life...

Whole or permanent and term life insurance share a common purpose: to provide money for the surviving beneficiary upon the death of the policyholder. Use this guide to the types of life insurance to learn the differences between term and whole life insurance, and to find the right type of policy.
Medicare Money Bills

How Much Does Medicare Cost? – Parts A, B, D, Advantage...

The Medicare taxes from your paychecks only cover the premium costs for Medicare Part A. But you still have to pay a part of the costs for hospital stays and other inpatient care out of your own pocket. Find out how much these programs will cost you before you apply for the wrong coverage.
Long Term Care Clock Stethoscope

Long-Term Care Options and How to Plan for the Costs

Needing long-term care isn't just a physical burden; it's a financial one too. If you don't want to risk being bankrupted by long-term care costs later, you need to do some planning now. Learn how to plan for the cost of long-term care, your long-term care options, and programs that can help.
Nursing Home Elderly Walking Cane

How to Lower Long-Term Care Costs (Nursing Homes & Insurance)

Most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. Learn how to reduce your long-term care costs now or in the future, and what you can do to reduce expensive long-term care insurance premiums.
Life Insurance Words On Paper Heart Pins

Should I Get a Life Insurance Policy As a Young Adult...

“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Term life insurance is particularly attractive to would-be policyholders in their 20s. Read on to learn the reasons why it might make good financial sense to get life insurance as early as your 20s.
Renters Insurance Umbrella Paper Cut Out House Rain Storm

How Much Renters Insurance Do I Need and What Does It...

If you're wondering whether your current living situation warrants renters insurance coverage, it's important to consider the potential costs of carrying it — or choosing not to. Read on to learn about what renters insurance covers and how to calculate how much renters insurance coverage you need.