Renters insurance has several benefits for tenants. And some landlords require tenants to carry it. But it comes at a cost. Before rushing to purchase a policy you might not need or writing off renters insurance as unnecessary, take a few minutes to consider the benefits and drawbacks.
The last thing you want your family to worry about is paying the mortgage if you die. Life insurance can provide your family with the funds they need, but most mortgage protection insurance policies will pay off your entire loan should you pass away. Read on to learn which is right for you.
You’re not required to carry collision auto insurance coverage. But that doesn’t mean it has no value. It can significantly reduce out-of-pocket repair in some situations. Read on to determine whether collision insurance makes sense for you.
The Children’s Health Insurance Program, or CHIP, provides low-cost health coverage to kids whose families can’t easily afford health care but aren’t poor enough to qualify for Medicaid, providing coverage for 9.6 million American children. Learn about CHIP coverage, how it works, and how to apply.
Have you ever cut a trip short due to an unexpected illness or accident? Found yourself delayed for hours or days due to inclement...
In the face of these ever-increasing health care costs, some families are seeking an alternative to expensive health insurance policies in the form of health care sharing ministries (HCSMs). Read on to learn the pros and cons of HCSMs and whether they are a good alternative to health insurance.
Whole or permanent and term life insurance share a common purpose: to provide money for the surviving beneficiary upon the death of the policyholder. Use this guide to the types of life insurance to learn the differences between term and whole life insurance, and to find the right type of policy.
The Medicare taxes from your paychecks only cover the premium costs for Medicare Part A. But you still have to pay a part of the costs for hospital stays and other inpatient care out of your own pocket. Find out how much these programs will cost you before you apply for the wrong coverage.
Needing long-term care isn't just a physical burden; it's a financial one too. If you don't want to risk being bankrupted by long-term care costs later, you need to do some planning now. Learn how to plan for the cost of long-term care, your long-term care options, and programs that can help.
Most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. Learn how to reduce your long-term care costs now or in the future, and what you can do to reduce expensive long-term care insurance premiums.
“I don’t need it because I’m young and healthy” is one of the most common myths about life insurance. Term life insurance is particularly attractive to would-be policyholders in their 20s. Read on to learn the reasons why it might make good financial sense to get life insurance as early as your 20s.
If you're wondering whether your current living situation warrants renters insurance coverage, it's important to consider the potential costs of carrying it — or choosing not to. Read on to learn about what renters insurance covers and how to calculate how much renters insurance coverage you need.