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Life Insurance Policy Laptop Research Application

What Is a Life Insurance Rider – Types & Cost

Life insurance can be a complicated product to buy, and basic policies often offer incomplete coverage. Adding life insurance riders to your policy can expand your coverage and give you and your loved ones more peace of mind. Which riders might you consider? Read on to learn more.
Cash Value Replacement Cost Insurance Difference

Understanding The Difference Between Cash Value and Replacement Cost of Insurance

As you'll see in any insurance guide, there are many choices when it comes to choosing the best insurance policy and the features associated...
Variable Annuities Explained

What Is a Variable Annuity Explained – Definition, Pros & Cons

Annuities are among the oldest investment options - in fact they have centuries of history. Especially over the past century, fixed income annuity contracts...
Extended Warranty Worth Cost

Is an Extended Warranty Worth the Cost? – When to Buy...

"Would you like the AppleCare Protection Plan for your computer?" asked the salesman. I had just purchased a new 27-inch iMac at my local...
Health Insurance Fraud Scams

Health Insurance Fraud & Scams – 4 Warning Signs to Watch...

Health care reform may give hope to millions of uninsured Americans. They're waiting eagerly for their chance to get affordable health insurance coverage for...
Health Insurance Words

9 Ways to Get Health Insurance Coverage Without a Job

Whether you’re unemployed, self-employed, employed without health coverage, or aiming to retire before you’re eligible for Medicare, it’s risky to go without health insurance. The good news is that you’re not alone. And when millions of people find themselves in the same quandary, solutions tend to emerge. Here are the best solutions for you to consider if you don’t get employer health benefits, don’t yet qualify for Medicare, and don’t like the idea of going without health insurance.
Key Person Life Insurance

How Key Person Life Insurance Can Protect Your Small Business

A small retail business in my community recently shuttered its doors when one of the partners was unexpectedly killed in an automobile accident. Even...
Boat Insurance Policy Coverage

Boat Insurance Policy Coverage – How Much Do You Need?

My dad is an avid sailor. Notice I said "avid" and not "good." In his many sailing adventures, he has - among other disasters...
Stethoscope Shaped In A Heart Medical Doctor Scrubs

How to Get Affordable Medical Care Without Health Insurance

If you’re one of the millions of Americans with no coverage, you know your health care costs can be substantial. Many uninsured Americans go without necessary medical care because of it. To avoid becoming one of them, you need to find lower-cost sources of care your budget can handle.
Equity Indexed Annuities

Equity-Indexed Annuities Pros and Cons

When you're buying a new home, you have two basic choices for a loan - a fixed rate or adjustable rate mortgage. But what...
Renters Insurance Myths

6 Myths About Renters Insurance – Why You Need It

Many folks prefer to rent instead of own property, as there's less responsibility and expense when the unexpected happens. If you happen to be...
Elderly Couple Sitting On Stacks Of Coins

Life Insurance Laddering – What It Is & Why It Makes...

Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?