Do you hold the title to a motor vehicle? Do you drive that motor vehicle on roads maintained by local, state, or federal transportation authorities? If...
One of the many sources of uncertainty for Americans these days involves a form of financial protection people usually regard as a sure bet: life insurance. Millions of us are wondering whether life insurance covers deaths attributable to COVID-19. On that front, there’s good news and bad news.
Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy...
Choosing a life insurance beneficiary involves many considerations. Here’s what you need to know about who and what is eligible, succession rules for life insurance beneficiaries, what happens when your beneficiary designations conflict with your will, and possible adverse consequences for certain beneficiaries.
Life insurance can be a vital financial safety net for your spouse and children. But death is an uncomfortable subject, and misconceptions about life insurance make it easier for us to delay thinking about it. Learn the truth behind these myths today to better protect your family in the future.
The COVID-19 pandemic has upended daily life in ways scarcely imaginable to most of us. Among the many sources of trepidation for working Americans these days is whether their disability insurance will cover pandemic-related work loss. The answer is: It depends on the circumstances.
Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
Sadly, a long life isn’t in the cards for everyone. That’s why term life insurance factors into so many families’ long-term financial planning. But it’s not appropriate for everyone. To determine whether it’s right for you, learn more about who needs it and when it’s just not worth the cost.
Health care reform may give hope to millions of uninsured Americans. They're waiting eagerly for their chance to get affordable health insurance coverage for...
Many people buy life insurance to ease the financial burdens of their death on their family. But because not everyone can qualify for an individual policy, some people purchase an accidental death and dismemberment (AD&D) policy. What’s the difference, and should you get both? Find out here.
Work-related COVID-19 illness is eligible for workers’ compensation — but determining whether an infection is eligible and whether it warrants a claim isn’t always clear-cut. If you’ve been diagnosed with the virus, find out what you need to know about filing a workers’ compensation claim.
Life insurance can be a complicated product to buy, and basic policies often offer incomplete coverage. Adding life insurance riders to your policy can expand your coverage and give you and your loved ones more peace of mind. Which riders might you consider? Read on to learn more.