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Refinance Your Mortgage Notebook Calculator Office Desk

When Should I Refinance My Mortgage Loan?

Refinancing your mortgage is probably the most profitable move you can make to take advantage of low interest rates. But should you actually do it? Before you can determine that, you must learn more about why you’d want to refinance your mortgage and how to calculate the net costs.
Reasons Shouldnt Refinance Credit Card Debt

5 Reasons You Shouldn’t Refinance a Mortgage to Pay Credit Card...

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is...
Recasting Mortgage Loan

Is Recasting a Mortgage Loan a Better Option Than Refinancing?

While many homeowners are familiar with the option of refinancing their mortgage, not all homeowners understand loan recasting. This may be because not all...
Tips Reduce Stress Buying House

5 Tips to Reduce Stress When Buying a House

Whether you're a first-time home buyer or have plenty of experience, purchasing a house is just plain stressful. It's a complicated process involving both...
Mortgage Protection Insurance

What Is Mortgage Payment Protection Insurance – Pros & Cons

If you have a mortgage on your home, chances are you've gotten plenty of offers for mortgage protection insurance. For example, shortly after I...
First Time Homebuyers Fha Mortgage Loans

What Is an FHA Mortgage Loan – Requirements, Limits & Qualifications

Renting versus buying is always a tough choice. Getting approved for a mortgage can be even tougher. If you choose to buy a house, congratulations -...
Fha Streamline Refinance Guidelines

What Is an FHA Streamline Refinance – Guidelines, Pros & Cons

If you have an FHA-insured mortgage on your home, you may have the opportunity to refinance with an FHA streamline refinance. While the hype surrounding...
Private Mortgage Insurance

What Is Private Mortgage Insurance (PMI) – How to Avoid Paying...

If you look at your monthly mortgage statement and see a line for "PMI," you're paying for private mortgage insurance. It probably costs you...
Home Affordability Calculator

How Much House Can I Afford? – Home Affordability Calculator

House hunting is a bit like dating. Sometimes, you fall for the wrong person - or the wrong house. It's not at all unusual...
Debt To Income Ratio Mortgage Loan

How to Calculate Debt-to-Income Ratio for a Mortgage or Loan

Just like physical health, financial health turns on a slew of different factors, some more important than others. It's tough for nonexperts to keep...
Reasons Refinance Home Mortgage

4 Good & Bad Reasons to Refinance Your Home Mortgage Loan

Though it may be hard to believe, there are instances when the best mortgage rates are the worst thing for your finances. If they...
Year Mortgage Comparison

15-Year vs. 30-Year Mortgage – Comparison, Pros & Cons

There is no shortage of decisions to be made when applying for a new mortgage loan. You have to select a lender and decide...